July 2017 Closers

Anonymous · ‎06-01-2017

Hey guys! First time posting, so here goes:

Buying:
purchase price: $325,000
signed contract: May 30, 2017
location: Alaska
property type: single family
new/existing: existing
loan type:FHA
loan rate: 4.25%
pre-approval Desktop underwriting approval 5/31/2017
appraisal: TBD
clear to close: TBD
closing date: 7/10/17
closed on:TBD

Couldn't be more excited to be purchasing my first home!

Annaliese · ‎06-02-2017

Update:

Buying:
purchase price: $79,900
signed contract: May 7, 2017
location: WI
property type: Single Family/HUD foreclosed
new/existing: existing
loan type:FHA 203K Streamlined
Rate: 4.125
underwriting approval 5/24/2017
appraisal: 5/26
clear to close: 6/23
Original closing date: 7/5/17 but because of the Holiday, HUD rescheduled it and waived the extension fee.

New closing date: July 14th
closed on: July 14th

irunfromcredit · ‎06-14-2017

Buying:
purchase price: $132000
signed contract: June 11, 2017
location: Illinois
property type: Condo
new/existing: existing
loan type:Conventional-30 yr fixed
loan rate: TBD, but I think 4.00%
pre-approval 5/5/2017
appraisal: TBD
clear to close: TBD
closing date: 7/20/2017
closed on:TBD

Excited and nervous at the same time!!! Hopefully the next few weeks will be a smooth one...crossing fingers!

Scores 8/25/2017~ TU: 753 / EXP: 742 / EQ: 726
Goal: 770's or higher by end of 2017

Anonymous · ‎06-14-2017

Buying:

Purchase price: $166,000

Signed contract: June 10

Location: Indiana

Property type: single family home

New/existing: existing

loan type: FHA

Rate: 4.125

file submitted to underwriting: 6/14

underwriting initial approval: 06/15

appraisal: 6/27

Clear to close: 6/28

Closing date: July 14

Anonymous · ‎06-16-2017

Buying:
purchase price: $365,000
signed contract: May 30, 2017
location: Pembroke Pines, FL
property type: single family
new/existing: existing
loan type: Conventional
loan rate: 4.50%
pre-approval Desktop underwriting approval 5/29/2017
appraisal: 6/15/17
clear to close: TBD
closing date: 7/5/17
closed on:TBD

renclan · ‎06-16-2017

UPDATED*****************

We are buying our first home and I am so nervous! For the past three years, I have tried to make our credit the best it could be. We wanted to buy last year, but needed to rehabilitate an old school loan of my dh first. We've been saving and being so careful for so long, so it's exciting to hopefully see the fruits of our labor. This is such a nervewracking process!

Buying:
purchase price: $190,000
location: Texas
property type: single family
new/existing: existing
loan type:FHA
loan rate: 3.75%
pre-approval 5/30/2017
appraisal: 7/5
clear to close: 7/13
closed on:7/14

It is finally over!!!! I can't believe I am a homeowner

Current FICO Scores: EQ 770, Trans 753, Exp 759
MyFICO Starting Scores/2015: EQ 677, Trans 695, Exp 674

Amex Blue Cash $21,500. Amex Everyday $11,300. Citi Double Cash $14,050. Cap One Quicksilver 11,800. Discover It $27,800. Chase Slate $5200. Chase Sapphire $10,000. Care Credit $2800. Wells Fargo $1500. Vic Sec $5380. Kohl's $2500. Old Navy $7500. Macy's $7000. Walmart $7500.

Anonymous · ‎06-17-2017

UPDATED:

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Inpection found major standing water and mold under the house, along with other issues. We took our inspection contigency and ran, ran, ran! But.. we found another.. so now I have to go post in the August closers.

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Buying:
purchase price: $250,000
signed contract: June 15, 2017
location: Idaho
property type: Single Family
new/existing: existing
loan type:FHA
Rate: 3.375
underwriting approval TBD
appraisal: 6/21
clear to close: TBD
closing date: 7/21/17
closed on:TBD

unc0mm0n1 · ‎06-17-2017

Buying:
purchase price: $921000
signed contract: June 7, 2017
location: Seattle
property type: Single family home
new/existing: existing
loan type: 5/1 Arm
loan rate: 3.43 APR
pre-approval 6/5/2017
appraisal: TBD
clear to close: TBD
closing date: 7/7/2017
closed on:TBD

Very hot market so we had to go 120k over asking but at least we have a home in Seattle!

Last App March 23, 2015. Gardening until November 25, 2015
Current Score: 766 EX 734 EQ 780 TU 6/30/2015Starting Score/Goal Score: 580s/780s across the board

Anonymous · ‎06-24-2017

Buying:
purchase price: $279900
signed contract: June, 12
location: Illinois
property type: Single family home
new/existing: existing
loan type: FHA
loan rate: 4.00%
pre-approval June, 5
appraisal: TBD
clear to close: TBD
closing date: July, 24
closed on:TBD

Anonymous · ‎07-01-2017

Buying: 1st time buyer
purchase price: $179,900
signed contract: 5/8/17
location: Tennessee
property type: single family
new/existing: existing
loan type: FHA 30yr
loan rate: 4.5% (switched lenders now - 3.5%)
pre-approval: 5/5/17
Sent to underwriting: 5/14/17 (6/29/17 new lender)
appraisal: 6/7/17 - $180,000
clear to close: TBD (6/30/17 new lender)
closing date: 7/6/17
closed on:TBD

We were about 7 weeks in with our old lender and decided to switch lenders, which worked out great in our favor. We went from 4.5% to 3.5%. Received the clear to close and closing disclosure yesterday. Closing is scheduled for 7/6/17