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Contributor
Errin1
Posts: 79
Registered: ‎08-12-2010

Re: July & August Closers

That is a GREAT deal PRC. Did you use a buyers broker or did you negotiate that deal yourself??? I always wonder if you do better with a broker. Hubby and I are thinking about a new build in Delaware but I'm not too keen on RE brokers. I have heard/seen too many horror stories.


Starting Score: TU 610 EQ 655 - 8/2010
Current Score: EQ 703 4/13 EXP 714 9/12 ( lender pull) TU 719 4/13
Goal Score: too much of a yoyo, maintain the 700's for 2013


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New Contributor
PRC
Posts: 68
Registered: ‎04-16-2012

Re: July & August Closers

We negotiated it ourselves.  We are using their mortgage company so that helped a lot as well.

Valued Contributor
FairCredBen
Posts: 1,456
Registered: ‎10-25-2011

Re: July & August Closers

[ Edited ]

LOL the original list price for mine was 179,900.....

 

We lowered them a lot :smileyvery-happy:

 

It was on the market for 4 days, we offered 150,000

They countered for 156,000

We countered for 153,000

They accepted! hahaha

Current Score: EQ: 715 | TU: 694 | EX: 691
Gardening Time! 3/7/2013
In My Wallet: Cap1: $500 | Cap1: 1500 | Cap1 AU: 1250 | UECU Visa: $5000
Valued Member
missypiano
Posts: 33
Registered: ‎03-05-2008

Re: July & August Closers

Ugh seeing all your low home prices are makes me jealous.  I could get two homes where you live with what is costs for one but that's the price I pay for living in San Diego.  But.....if  I had tried to buy 6-7 years ago there would be no way I could afford a single family home.

Frequent Contributor
techgirl
Posts: 371
Registered: ‎12-28-2007

Re: July & August Closers

Miss Piano, if it helps, we are paying $292,000 for our home.... and we are in AZ - that is if they give us the loan!!:smileymad:

05/12: approx 680 across the board
04/08 EQ: 730 TU: 748 EX: 718
03/08: EQ: 713 TU: ? EX: ?
12/07: EQ: 689 TU: 711 EX: 721
New Contributor
pengy_wi
Posts: 73
Registered: ‎04-10-2012

Re: July & August Closers

  • Purchase Price:  $124,500
  • Property: One story single family
  • Submitted offer on: 6/8/12
  • Signed Purchased contract on : 6/13/12
  • Type of Loan: FHA
  • Loan Rate: 3.50%
  • Loan Application submitted:  6/14/12
  • Loan approved: ?
  • Committment letter received on: 6/8/12
  • Closing date: 7/26/12
  • Closed on: Pendng
  • Seller paying $3000 closing costs, 1 year home warranty, installing new central air

So happy to be able to officially join this thread!


Starting Score: EQ 740 EX 737 TU 697 (all pulled 4/2/12)
Current Score: EQ 766(MyFico 6-2-12)
Goal Score: 800 all


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Regular Contributor
jules0580
Posts: 155
Registered: ‎05-13-2012

Re: July & August Closers

  • Purchase Price:  $260,000
  • Property: Two Story  3 bedroom 1/5 bath
  • Submitted offer on: 5/15/2012
  • Signed Purchased contract on : 5/17/2012
  • Type of Loan: USDA
  • Loan Rate: 3.75%
  • Loan Application submitted:  5/18/2012
  • Loan approved:  Pre-approval completed prior
  • Committment letter received on:   Commitments fulfilled 6/14 sending to USDA then back for formal commitment next week hopefully
  • Closing date: 7/13/2012
  • Closed on: Pendng
Frequent Contributor
LondonMassey
Posts: 441
Registered: ‎01-03-2012

Re: July & August Closers

[ Edited ]

Purchase Price:  $55,000

Property: Two Story  4 bedroom 2 1/5 bath built in 2006

Submitted offer on: 3/9/2012

Signed Purchased contract on : 3/14/2012

Type of Loan: FHA Loan Rate: 3.75%

Loan Application submitted:  2/6/2012

Loan approved:  Pre-approval completed 2/6/12, accepted through DU 6/9/12, meet with Lender 6/18/12 to get file sent to a human for review

Close on: 7/23/12 also waiting for bank written approval to sale

 

Ughhhhhhhh it's a short sale...

Cap1(sc) 550, Cap1 500, Walmart 350, Home Depot 1500, Amazon 700, US Bank 1500, Childrens Place 450, JC Penney 200, Old Navy 250, PayPal 600


Starting Score: EQ 614 EX 653 TU 680 Lender Pull 2/6/12
Current Score: EQ 665(Dealer Pull) EX 687(Dealer pull) TU 695 (Dealer pull)
Goal Score: Closed on my new home, 9/27/12, $51,950 left to pay!! Got my car!! $6300 left to pay!

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Established Member
BrownHorse
Posts: 29
Registered: ‎11-23-2010

Re: July & August Closers

Thats a beatiful xmas home!  

Valued Contributor
FairCredBen
Posts: 1,456
Registered: ‎10-25-2011

Re: July & August Closers

LOL it wont stay red and white for too long, though i will leave it through at LEAST 1 christmas!!! hahaha

Current Score: EQ: 715 | TU: 694 | EX: 691
Gardening Time! 3/7/2013
In My Wallet: Cap1: $500 | Cap1: 1500 | Cap1 AU: 1250 | UECU Visa: $5000

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