07-27-2012 05:21 AM
Well, i closed last friday on the 20th....
I have to say, pretty AWESOME!!!
Thanks all and lets keep this thread going!!!
07-27-2012 03:46 PM
Congrats. Shake it up baby now
Several are closing today and some of us on Mon or Tues. So we should get a bit more momentum over the next few days.
07-27-2012 07:46 PM
I am a first time home buyer, my husband is currently deployed and I finally found a home we both liked!!! Everything is going by so fast, I do not know where I am at in this process. One minutes the appraisal was being done. Next, it is in underwriting. I am so nervous!!! My LO said she can have it done by the 31st. Is this possible??
- Purchase Price: $150,000 Seller paying 4000 in closing cost
- Property: Two Story 1812 sq Ft 4br 3ba NEW CONSTRUCTION!! One year builder's warranty.
- Submitted offer on: July 17, 2012
- Signed Purchased contract on : July 17, 2012
- Type of Loan: VA
- Loan Rate: 3.50
- Loan Application submitted: 07/18/2012
- Loan approved: July 25th
- Commitment letter received on: ??????
- Closing date: 7/31/2012
- Closed on: ??????
07-30-2012 05:52 AM
I am just sitting here trying to be patient waiting on whether the manual underwriting approves me with the child support snafu (sp? LOL). UGH this is the most stressful thing EVER! I just want to close. I want the keys. I don't want to worry about this anymore. My daughter starts kindergarten in 27 days and I have no clue what school I need to register her for because i'm worried the loan might not go through and then we won't know where the heck we're going to live. Trying to think positive here. Send me some positive vibes PLEASE!
07-30-2012 06:18 AM - edited 07-30-2012 06:20 AM
Building a new home with Advantage Homes, $28,000 in builder credit, builder paying $2,500 toward pre-paid, and $7,100.00 towards closing! And the bank is paying $4000 toward closing as well!!! Of course I will have to at a higher interest rate. I hope that by closing, the rates drop some more, atleast down to 3.2%. I wouldn't mind locking in at 3.7%. Mid-Score was 653 for FHA.
07-30-2012 11:42 AM
07-30-2012 07:45 PM
YAY HAMMER!!!! Enjoy your house!!!! I just found out my appraisal (which I was MAJORLY stressing over) went through fine so off to UW I go!!! Hopefully I can post "I CLOSED!!!!" In a few weeks!!
How is it going Hippy? Any updates?
I am pulling for you!
I still can't believe when I pull into the garage that this is MY place!
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO