07-27-2012 05:21 AM
Well, i closed last friday on the 20th....
I have to say, pretty AWESOME!!!
Thanks all and lets keep this thread going!!!
07-27-2012 03:46 PM
Congrats. Shake it up baby now
Several are closing today and some of us on Mon or Tues. So we should get a bit more momentum over the next few days.
07-27-2012 07:46 PM
I am a first time home buyer, my husband is currently deployed and I finally found a home we both liked!!! Everything is going by so fast, I do not know where I am at in this process. One minutes the appraisal was being done. Next, it is in underwriting. I am so nervous!!! My LO said she can have it done by the 31st. Is this possible??
- Purchase Price: $150,000 Seller paying 4000 in closing cost
- Property: Two Story 1812 sq Ft 4br 3ba NEW CONSTRUCTION!! One year builder's warranty.
- Submitted offer on: July 17, 2012
- Signed Purchased contract on : July 17, 2012
- Type of Loan: VA
- Loan Rate: 3.50
- Loan Application submitted: 07/18/2012
- Loan approved: July 25th
- Commitment letter received on: ??????
- Closing date: 7/31/2012
- Closed on: ??????
07-30-2012 05:52 AM
I am just sitting here trying to be patient waiting on whether the manual underwriting approves me with the child support snafu (sp? LOL). UGH this is the most stressful thing EVER! I just want to close. I want the keys. I don't want to worry about this anymore. My daughter starts kindergarten in 27 days and I have no clue what school I need to register her for because i'm worried the loan might not go through and then we won't know where the heck we're going to live. Trying to think positive here. Send me some positive vibes PLEASE!
07-30-2012 06:18 AM - edited 07-30-2012 06:20 AM
Building a new home with Advantage Homes, $28,000 in builder credit, builder paying $2,500 toward pre-paid, and $7,100.00 towards closing! And the bank is paying $4000 toward closing as well!!! Of course I will have to at a higher interest rate. I hope that by closing, the rates drop some more, atleast down to 3.2%. I wouldn't mind locking in at 3.7%. Mid-Score was 653 for FHA.
07-30-2012 11:42 AM
07-30-2012 07:45 PM
YAY HAMMER!!!! Enjoy your house!!!! I just found out my appraisal (which I was MAJORLY stressing over) went through fine so off to UW I go!!! Hopefully I can post "I CLOSED!!!!" In a few weeks!!
How is it going Hippy? Any updates?
I am pulling for you!
I still can't believe when I pull into the garage that this is MY place!
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.