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Contributor
Errin1
Posts: 81
Registered: ‎08-12-2010
0

Re: July & August Closers

That is a GREAT deal PRC. Did you use a buyers broker or did you negotiate that deal yourself??? I always wonder if you do better with a broker. Hubby and I are thinking about a new build in Delaware but I'm not too keen on RE brokers. I have heard/seen too many horror stories.

hr> src="http://i.imgur.com/LEYWe.png">Starting Score: TU 610 EQ 655 - 8/2010
Current Score: EQ 714 9/13 EXP 708 8/13 TU 717 8/13
Goal Score: too much of a yoyo, maintain the 700's for 2013

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New Contributor
PRC
Posts: 68
Registered: ‎04-16-2012
0

Re: July & August Closers

We negotiated it ourselves.  We are using their mortgage company so that helped a lot as well.

Valued Contributor
GoodCredBen
Posts: 1,533
Registered: ‎10-25-2011
0

Re: July & August Closers

[ Edited ]

LOL the original list price for mine was 179,900.....

 

We lowered them a lot :smileyvery-happy:

 

It was on the market for 4 days, we offered 150,000

They countered for 156,000

We countered for 153,000

They accepted! hahaha

----- IF you find my post helpful, Select the star in the KUDOS button! :smileyhappy:
Starting Score: 512 10/2011 Current Score: EQ: 686 | TU: 689 | EX: 661
In My Wallet: SFCU Visa: $10,000 | UECU Visa: $5000 | WellsFargo: $3900 | Cap1 QS: $3500 | Cap1 QS: $3000 | Cap1 AU: $1750
Gardening Since: 6/1/2014
May the debt elimination begin! 9680/27150
Valued Member
missypiano
Posts: 33
Registered: ‎03-05-2008
0

Re: July & August Closers

Ugh seeing all your low home prices are makes me jealous.  I could get two homes where you live with what is costs for one but that's the price I pay for living in San Diego.  But.....if  I had tried to buy 6-7 years ago there would be no way I could afford a single family home.

Frequent Contributor
techgirl
Posts: 371
Registered: ‎12-28-2007
0

Re: July & August Closers

Miss Piano, if it helps, we are paying $292,000 for our home.... and we are in AZ - that is if they give us the loan!!:smileymad:

05/12: approx 680 across the board
04/08 EQ: 730 TU: 748 EX: 718
03/08: EQ: 713 TU: ? EX: ?
12/07: EQ: 689 TU: 711 EX: 721
New Contributor
pengy_wi
Posts: 73
Registered: ‎04-10-2012
0

Re: July & August Closers

  • Purchase Price:  $124,500
  • Property: One story single family
  • Submitted offer on: 6/8/12
  • Signed Purchased contract on : 6/13/12
  • Type of Loan: FHA
  • Loan Rate: 3.50%
  • Loan Application submitted:  6/14/12
  • Loan approved: ?
  • Committment letter received on: 6/8/12
  • Closing date: 7/26/12
  • Closed on: Pendng
  • Seller paying $3000 closing costs, 1 year home warranty, installing new central air

So happy to be able to officially join this thread!

Regular Contributor
jules0580
Posts: 155
Registered: ‎05-13-2012
0

Re: July & August Closers

  • Purchase Price:  $260,000
  • Property: Two Story  3 bedroom 1/5 bath
  • Submitted offer on: 5/15/2012
  • Signed Purchased contract on : 5/17/2012
  • Type of Loan: USDA
  • Loan Rate: 3.75%
  • Loan Application submitted:  5/18/2012
  • Loan approved:  Pre-approval completed prior
  • Committment letter received on:   Commitments fulfilled 6/14 sending to USDA then back for formal commitment next week hopefully
  • Closing date: 7/13/2012
  • Closed on: Pendng
Frequent Contributor
LondonMassey
Posts: 453
Registered: ‎01-03-2012
0

Re: July & August Closers

[ Edited ]

Purchase Price:  $55,000

Property: Two Story  4 bedroom 2 1/5 bath built in 2006

Submitted offer on: 3/9/2012

Signed Purchased contract on : 3/14/2012

Type of Loan: FHA Loan Rate: 3.75%

Loan Application submitted:  2/6/2012

Loan approved:  Pre-approval completed 2/6/12, accepted through DU 6/9/12, meet with Lender 6/18/12 to get file sent to a human for review

Close on: 7/23/12 also waiting for bank written approval to sale

 

Ughhhhhhhh it's a short sale...

Cap1(sc) 550, Cap1 750, Walmart 750, Home Depot 3000, Amazon 700, US Bank 1500, Childrens Place 1100, JC Penney 700, Old Navy 700, PayPal 700, Torrid 700, Lane Bryant 150, Avenue 500, OSP 500, Amex Blue 2000, Disc it 1000, Walmart Disc 2200, Old Navy Visa 1700, Mortgage 09-2012, Car Loan 03-2013



Current Score: EQ 665 EX 687 TU 695


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Established Member
BrownHorse
Posts: 29
Registered: ‎11-23-2010
0

Re: July & August Closers

Thats a beatiful xmas home!  

Valued Contributor
GoodCredBen
Posts: 1,533
Registered: ‎10-25-2011
0

Re: July & August Closers

LOL it wont stay red and white for too long, though i will leave it through at LEAST 1 christmas!!! hahaha

----- IF you find my post helpful, Select the star in the KUDOS button! :smileyhappy:
Starting Score: 512 10/2011 Current Score: EQ: 686 | TU: 689 | EX: 661
In My Wallet: SFCU Visa: $10,000 | UECU Visa: $5000 | WellsFargo: $3900 | Cap1 QS: $3500 | Cap1 QS: $3000 | Cap1 AU: $1750
Gardening Since: 6/1/2014
May the debt elimination begin! 9680/27150

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