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July & August Closers

Contributor

Re: July & August Closers

That is a GREAT deal PRC. Did you use a buyers broker or did you negotiate that deal yourself??? I always wonder if you do better with a broker. Hubby and I are thinking about a new build in Delaware but I'm not too keen on RE brokers. I have heard/seen too many horror stories.

hr> src="http://i.imgur.com/LEYWe.png">Starting Score: TU 610 EQ 655 - 8/2010
Current Score: EQ 714 9/13 EXP 708 8/13 TU 717 8/13
Goal Score: too much of a yoyo, maintain the 700's for 2013

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New Contributor

Re: July & August Closers

We negotiated it ourselves.  We are using their mortgage company so that helped a lot as well.

Valued Contributor

Re: July & August Closers

LOL the original list price for mine was 179,900.....

 

We lowered them a lot Smiley Very Happy

 

It was on the market for 4 days, we offered 150,000

They countered for 156,000

We countered for 153,000

They accepted! hahaha

My credit journey has completed. I am currently sitting at 800+ across the board.

I started my journey here years ago, and thanks to MyFico, it really is possible.
Valued Member

Re: July & August Closers

Ugh seeing all your low home prices are makes me jealous.  I could get two homes where you live with what is costs for one but that's the price I pay for living in San Diego.  But.....if  I had tried to buy 6-7 years ago there would be no way I could afford a single family home.

Frequent Contributor

Re: July & August Closers

Miss Piano, if it helps, we are paying $292,000 for our home.... and we are in AZ - that is if they give us the loan!!Smiley Mad

05/12: approx 680 across the board
04/08 EQ: 730 TU: 748 EX: 718
03/08: EQ: 713 TU: ? EX: ?
12/07: EQ: 689 TU: 711 EX: 721
New Contributor

Re: July & August Closers

  • Purchase Price:  $124,500
  • Property: One story single family
  • Submitted offer on: 6/8/12
  • Signed Purchased contract on : 6/13/12
  • Type of Loan: FHA
  • Loan Rate: 3.50%
  • Loan Application submitted:  6/14/12
  • Loan approved: ?
  • Committment letter received on: 6/8/12
  • Closing date: 7/26/12
  • Closed on: Pendng
  • Seller paying $3000 closing costs, 1 year home warranty, installing new central air

So happy to be able to officially join this thread!

Regular Contributor

Re: July & August Closers

  • Purchase Price:  $260,000
  • Property: Two Story  3 bedroom 1/5 bath
  • Submitted offer on: 5/15/2012
  • Signed Purchased contract on : 5/17/2012
  • Type of Loan: USDA
  • Loan Rate: 3.75%
  • Loan Application submitted:  5/18/2012
  • Loan approved:  Pre-approval completed prior
  • Committment letter received on:   Commitments fulfilled 6/14 sending to USDA then back for formal commitment next week hopefully
  • Closing date: 7/13/2012
  • Closed on: Pendng
Frequent Contributor

Re: July & August Closers

Purchase Price:  $55,000

Property: Two Story  4 bedroom 2 1/5 bath built in 2006

Submitted offer on: 3/9/2012

Signed Purchased contract on : 3/14/2012

Type of Loan: FHA Loan Rate: 3.75%

Loan Application submitted:  2/6/2012

Loan approved:  Pre-approval completed 2/6/12, accepted through DU 6/9/12, meet with Lender 6/18/12 to get file sent to a human for review

Close on: 7/23/12 also waiting for bank written approval to sale

 

Ughhhhhhhh it's a short sale...

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Current Score: EQ 665 EX 687 TU 695


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Established Member

Re: July & August Closers

Thats a beatiful xmas home!  

Valued Contributor

Re: July & August Closers

LOL it wont stay red and white for too long, though i will leave it through at LEAST 1 christmas!!! hahaha

My credit journey has completed. I am currently sitting at 800+ across the board.

I started my journey here years ago, and thanks to MyFico, it really is possible.