Update: I did my final walk though yesterday and found out that I have no hot water in the shower, although there is hot water in all other parts of the house. I panicked all day yesterday and got myself upset before I found out today that the seller went back and fixed it for me (even though they didn't have to and the house is vacant). I got my clear to close......i think lol. The title company called me and stated my loan was ready to close and set up an appointment with me on Friday. I haven't heard a word from my LO and when I called his message states hes out for the week. 
I sent my loan processor an email and she said my loan is out of underwriting so I guess that means I'm good. I really wanted to hear those words "clear to close" but I'll take the keys in its place. Now its time to cheer on all my fellow June closers till we get that clear to close. 
I closed today! Yahoo 
Original closing was scheduled for 6/29, but my absolutely amazing LO was able to get me processed earlier. Fortunately, the sellers were just as excited to close early. I get my keys tomorrow and can't wait to put some paint on the walls (so tired of drab apartment beige and white)
@Anonymous wrote:I closed today! Yahoo
Original closing was scheduled for 6/29, but my absolutely amazing LO was able to get me processed earlier. Fortunately, the sellers were just as excited to close early. I get my keys tomorrow and can't wait to put some paint on the walls (so tired of drab apartment beige and white)
Whoop Whoop Congratulations!!!!!!
@SRob10 wrote:
@Anonymous wrote:I closed today! Yahoo
Original closing was scheduled for 6/29, but my absolutely amazing LO was able to get me processed earlier. Fortunately, the sellers were just as excited to close early. I get my keys tomorrow and can't wait to put some paint on the walls (so tired of drab apartment beige and white)
Whoop Whoop Congratulations!!!!!!
Thanks! Hoping you get your CTC soon SRob10
June will soon end. So far I see a lot of June closers have closed or gotten the CTC already. Who has yet to close?
I am happy to say that we have finally scheduled our closing for Tuesday June 30th @1pm.
Some of you may have followed my story from the May Closers thread. Long story short, we 'lost' the house due to 2014 tax return transcripts not showing in time. Our loan was put on hold with Underwriting and when the tax transcripts finally showed the loan needed to go through an all new underwriting process. Our rate lock expired as well causing our rate to increase .75%!
Our sellers were willing to extend the closing date again, however their seller was not willing to budge so their hands were tied. Fortunately their real estate agent stepped up to the plate and purchased the house for CASH! At first I thought he was trying to steal the house from us and flip it for a higher price - our deal was that good - but he actually bought the house $5k lower than our contract and when our lender said he could not flip it to us for a different price than he paid - he agreed to lower our original contract price to what he paid, $200k. He has been nothing short of amazing, even my realtor is impressed and offered to lower his commission to help make up for the loss by the sellers agent (now our seller).
We have already moved into the house - another thing he agreed to do so we wouldn't have to stay with family for 2 weeks after moving out of our rental house.
I whole heartedly believe we are meant to be here. The series of events leading up to this have been so stressful, I was ready to throw in the towel and just rent again, but it has all been worth it. Everything happens for a reason. If you lose a house and it is meant to be, events will happen to make sure you get that house.
