June Closers!!

[Mike_B03]

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@courtney091082 wrote:

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Mine was 2.875% FHA 30 yr in Oct 2012 My lender was shocked, my realtor was shocked, and so was the title company! It was GREAT!! 

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Whoa! Did you buy any points or was there any lender credit or anything else involved? With ours, at 3.5%, we did get $1600 in lender credit so that was nice...but I'd much rather have 2.875% for sure. What lender/bank was it with?

[courtney091082]

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@Mike_B03 wrote:

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@courtney091082 wrote:

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Mine was 2.875% FHA 30 yr in Oct 2012 My lender was shocked, my realtor was shocked, and so was the title company! It was GREAT!! 

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Whoa! Did you buy any points or was there any lender credit or anything else involved? With ours, at 3.5%, we did get $1600 in lender credit so that was nice...but I'd much rather have 2.875% for sure. What lender/bank was it with?

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No lender credits, no points, I went to a local bank and I think they just happened to grab the rate at the right time. When my lender called me to ask if I wanted to "lock in" she was FLOORED at the rate she quoted me LOL. I've heard of rates as low as mine, but that's only on a 15 year loan, mine was 30 year. My loan was sold to US Bank and they have been fabulous so far too. 

[foofighter74]

I think the rest of May is going to drag...

[Startfromwithin]

I agree.

I am exactly 2 weeks out from the scheduled Settlement date. I'm shaking in my boots!!

[Mike_B03]

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@Startfromwithin wrote:

I agree.

I am exactly 2 weeks out from the scheduled Settlement date. I'm shaking in my boots!!

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Im exactly 2 weeks from the walk-thru...and tomorrow will be 2 weeks from the document signing...then Thursday is 2 weeks from getting the keys.

[TropicalSerenade]

• Purchase Price:  $290,000
• Property: SFH - 3300 sq ft 
• Submitted Offer on: 3/19/2013
• Start of construction: 
• Signed Purchased Contract on : 3/21/13
• Type of Loan: 30 Yr Fixed Conventional (5% down)
• Loan Rate: 3.375%
• Loan Application submitted:  4/5/13
• Loan Approved w/Conditions: Went through w/no additional cond needed
• Final Approval: 4/22/13
• Appraisal Ordered: 4/8/13
• Appraisal Completed: 4/19/13
• Closing Date: June 7th @ 11am

[Cubist]

I'm hoping for a June closing on my first house. (Thanks to the help here in raising my scores!!!)

My scores this fall were all in the low 500's. Thanks to this site, All three scores are over 700 now. Six months later & I'm buying a house!

• Purchase Price:  228,000
• Property: SFH - 2178 sq ft 
• Submitted Offer on: 4/20/2013
• Signed Purchased Contract on : 4/25/2013
• Type of Loan: 30 Yr Fixed FHA
• Loan Rate: 3.25%
• Loan Application submitted:  05/15/2013
• Loan Approved w/Conditions: PENDING
• Final Approval:
• Appraisal Ordered:5/20/2013
• Appraisal Completed: 5/24/2013
• Closing Date: June 24th (tenative)

I am hoping to close on the house in late June. The seller is making some substantial repairs to the home, and depending on weather, etc. our closing may get pushed back a bit. Luckily though, both the seller and myself are pretty flexible on the settlement date. The house has a pool, so I'm hoping to have a few swim breaks if we end up moving the heat of July. As of today, my file is still in underwriting (mortgage commintment date is 5/24).

[AppleJacks]

• Purchase Price:  155,285
• Property: Single Family Home/ 2810 sq. ft. on 7.11 acres (originally 17 acres but the owners decided to counter offer and drop price substantially/offer 10 less acres)
• Submitted Offer on: 03/16/2013 (Took them over a month to get back to us due to owners deciding they want to conduct a survey and break up the land...)
• Type of Loan: 30 Year Fixed, FHA
• Loan Rate: 3.25%
• Loan Application submitted:  4/29/2013
• Loan Approved w/Conditions: 5/9/2013
• Final Approval: In underwriting now
• Appraisal Ordered: 5/6/2013
• Appraisal Completed: 5/17/2013
• Closing Date: June 3rd (Wanted to close before the end of May but they have renters who won't be out until the 31st.)

[AppleJacks]

• Purchase Price:  155,285
• Property: Single Family Home/ 2810 sq. ft. on 7.11 acres (originally 17 acres but the owners decided to counter offer and drop price substantially/offer 10 less acres)
• Submitted Offer on: 03/16/2013 (Took them over a month to get back to us due to owners deciding they want to conduct a survey and break up the land...)
• Type of Loan: 30 Year Fixed, FHA
• Loan Rate: 3.25%
• Loan Application submitted:  4/29/2013
• Loan Approved w/Conditions: 5/9/2013
• Final Approval: In underwriting now
• Appraisal Ordered: 5/6/2013
• Appraisal Completed: 5/17/2013
• Closing Date: June 3rd (Wanted to close before the end of May but they have renters who won't be out until the 31st.)

[AppleJacks]

Is this all of the June closers? 

[bobvette]

• Purchase Price:  $314,000
• Property: SFH - 4850 sq ft finished, 2,250 unfinished
• Submitted Offer on: 3/292013
• Signed Purchased Contract on : 4/1/13
• Type of Loan: 30 Yr Fixed Conventional (5% down)
• Loan Rate: 4.30 Includes LPMI
• Loan Application submitted:  4/5/13
• Loan Approved 4/11/2013
• Final Approval: Should be by today!
• Appraisal Ordered: 4/24/13
• Appraisal Completed: 4/30/13 Appraised for $335,000
• Closing Date: June 5th @ 10am