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Member
pm11222
Posts: 11
Registered: ‎06-13-2014

Re: June Closers

[ Edited ]

I originally posted in May but knew it would likely be June closing

Also, my account got locked for putting in the wrong password and then I couldn't log in at all so I had to make a new account

 

Got the clear to close today!

 

Purchase Price: $72,900
Property: SFH 
Toured house on: 3/25/14
Submitted Offer on: 3/28/14
Signed Purchased Contract on : 03/28/14

Inspection: 4/5/14

Purchase Contract Addendum (with sellers agreeing to make repairs): 4/14/14
Type of Loan: 30 year fixed conventional
Loan Rate: 4.25%
Loan Conditional Approval: 5/13/14
Appraisal: 4/26/14
Closing Date: 6/27/14

 

 

3/15/14 Mortgage lender pull: Equifax 790, TU 775, Experian 764
4/21/14 Mortgage lender pull: Equifax 782, TU 780, Experian 751
Established Member
dzemboc77
Posts: 76
Registered: ‎10-12-2012

Re: June Closers

3 More days!!!! 

Member
Yunghogg_Tx
Posts: 5
Registered: ‎01-17-2014

Re: June Closers


pm11222 wrote:

I originally posted in May but knew it would likely be June closing

Also, my account got locked for putting in the wrong password and then I couldn't log in at all so I had to make a new account

 

Got the clear to close today!

 

Purchase Price: $72,900
Property: SFH 
Toured house on: 3/25/14
Submitted Offer on: 3/28/14
Signed Purchased Contract on : 03/28/14

Inspection: 4/5/14

Purchase Contract Addendum (with sellers agreeing to make repairs): 4/14/14
Type of Loan: 30 year fixed conventional
Loan Rate: 4.25%
Loan Conditional Approval: 5/13/14
Appraisal: 4/26/14
Closing Date: 

 

 


Your rate is the lowest I've seen in this thread for a 30 yr fixed conventioanl. Would you mind sharing how you were able to accomplish that?

Member
pm11222
Posts: 11
Registered: ‎06-13-2014

Re: June Closers

I did get 1/8 % reduction in rate because I bank with the same bank and will have the mortgage bank auto drafted from my checking. Aside from that, I think I got the best rate I could due a good credit score

3/15/14 Mortgage lender pull: Equifax 790, TU 775, Experian 764
4/21/14 Mortgage lender pull: Equifax 782, TU 780, Experian 751
New Contributor
Legen_dary
Posts: 70
Registered: ‎07-02-2013

Re: June Closers

Mine is 4.625% at the time of locking due to condo unit + credit score, I believe it would have been 0.375% lower if I was buying a single family home with 720+ credit and locked a few weeks later... but that's a lot of what-ifs. I'm actually pretty happy with my interest rate.


Yunghogg_Tx wrote:

pm11222 wrote:

I originally posted in May but knew it would likely be June closing

Also, my account got locked for putting in the wrong password and then I couldn't log in at all so I had to make a new account

 

Got the clear to close today!

 

Purchase Price: $72,900
Property: SFH 
Toured house on: 3/25/14
Submitted Offer on: 3/28/14
Signed Purchased Contract on : 03/28/14

Inspection: 4/5/14

Purchase Contract Addendum (with sellers agreeing to make repairs): 4/14/14
Type of Loan: 30 year fixed conventional
Loan Rate: 4.25%
Loan Conditional Approval: 5/13/14
Appraisal: 4/26/14
Closing Date: 

 

 


Your rate is the lowest I've seen in this thread for a 30 yr fixed conventioanl. Would you mind sharing how you were able to accomplish that?


 

Established Member
dzemboc77
Posts: 76
Registered: ‎10-12-2012

Re: June Closers

Closing at 4pm WOOT!!!!!!!!!!!!!!!!! FINALLY  Todays also my 5 year anniversary its gonna be a great day.

 

Valued Member
ajsgurl0805
Posts: 40
Registered: ‎03-24-2014

Re: June Closers

We received our final HUD and lender statement! We close tomorrow at noon! I am sooo excited and happy!

Starting scores: Myfico(all) EX:673 EQ:667 TU:692 (4/27/14)
Lender pulled: EX:699 EQ:686 TU:675 (5/2/14
Goal: 700
New Contributor
Legen_dary
Posts: 70
Registered: ‎07-02-2013

Re: June Closers

I will be moving my stuff exactly a week from today!

New Contributor
bbb925
Posts: 79
Registered: ‎03-15-2011

Re: June Closers

We are closing tomorrow at 2pm! Super excited!

Received our HUD-1 Settlement today and we are only bringing our down payment to closing!

We went with NFCU and had the best experience ever!

We went FHA

0 origination fees

0 lender fees

0 points.

They gave us 3.875% which was locked-in May 20th. 

We had a 30 day closing which is tomorrow, June 20th.

Our LO and Mortgage Processor were the most amazing women and they were on top of everything. They were so thorough, yet so was I, so it made for the easiest and fastest transaction!

Congrats to everyone on here and enjoy your new homes!:smileyhappy:

New Member
Zara
Posts: 4
Registered: ‎05-09-2013

Re: June Closers

Closed yesterday!!!  I start moving in this weekend!


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