Just Closed!!!

[birjest]

It is over.  I just closed on my home this morning.  It was a hell of a ride.  I was suppose to close on the 22nd, 29th of August, then the 5th, 7th, and the 10th of this month.  I was good to see the smile on my wife face...my kids as well.  The loan is a FHA loan, $280,000 with 5% down.  Credit score of a 660, oh yea...I had a deed in lieu completed April 2009.  Interest rate is 3.375% and the home is 3100sq Ft 5 bedroom, 3.5 bath with an unfinished room.  I want to give thanks to MYFICO and everybody here.  I came here a year ago "seeking the light" and I found it. 

If you ever think that you can get a home loan with a deed in lieu,  I am living proof.  Also, I had a 51%dti as well.

[leesa88]

Congradulations to you and your family!! How exciting that is!

Enjoy your ***HOME!*** 

[K_J]

congrats

[bigboihill]

WOW!  That is awesome.  You sounded like you really beat the odds.  That interest rate sounds great as well.  If you don't mind sharing........who did you go throgh for your financing?

[indecison]

Big congrats to you!!

[Kay_Cee]

Congratulations!!

[Anonymous]

Congrats!!

Who is the mortgage through? We were told since my husbands scores are over 640 that our dti can be up to 50%. With the house payment included we are around 50-51%, we are working to get it down the one percent in the next couple of weeks...just wondering which company would give on that one percent. (just in case)

[birjest]

I am just getting back from packing and moving (even though it is in the same neighborhood).  I went with Franklin American with Principal Home Mortgage doing the initial process.  The closing was simple and quick, 45 minutes, and I got the keys.  I will make my first payment in November.

[phumanr]

Congatulations and nice work!

[Anonymous]

Congratulations!