cancel
Showing results for 
Search instead for 
Did you mean: 

Just Received Conditional Approval!

Valued Member

Re: Just Received Conditional Approval!

Congratulations!

 

if you have not done so already, I believe that you have earned a happy dance. Please proceed. Lol

Starting Scores: TU - 577, EQ - 636, pulled on 01/10/12
Current Scores: TU - 679 (02/21/13) EQ - 663 (02/23/13)
Goal Score: Mid-score of 680 by June 2013
Message 11 of 20
Valued Contributor

Re: Just Received Conditional Approval!

Heck ya congrats dude.

Message 12 of 20
Valued Contributor

Re: Just Received Conditional Approval!

Awesome! Congrats!

Message 13 of 20
Valued Member

Re: Just Received Conditional Approval!

That is so great!

Message 14 of 20
Valued Contributor

Re: Just Received Conditional Approval!

Thanks again all! Still trying to finish my homebuyers class...starting to get tough! It was fun in the beginning but after you get to the 7th hour of coursework...blah! Need a break! Smiley Tongue
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! Smiley Happy Last App: 4/5/13 Gardening until July 2014
Message 15 of 20
Regular Contributor

Re: Just Received Conditional Approval!

Excellent news!! Sounds like securing the "clear to close" has been a fairly easy process for you!! Hope mine is the same!! Congrats!


Starting Score:2/1/16 565
Current Score: 3/1/16 575
Lender Mid Score: 3/1/16 575

Goal Score: 700


Take the FICO Fitness Challenge
Message 16 of 20
Valued Contributor

Re: Just Received Conditional Approval!

Thanks! I hope the same goes for you as well. I also did get my commitment letter as well yesterday and I should add that when I received the email from the underwriter yesterday, there were a few more items that I need to satisfy that my loan officer didn't mention like last two bank statements (I already sent those in) and a screen print showing the earnest money cleared but the other conditions are fairly simple to satisfy and the underwriter wants the docs sent via email which makes it easier on me as I just have to print it as .pdf and attach it to the email. I plan to have everything sent out by Monday and then I wait and bite my nails. LOL!
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! Smiley Happy Last App: 4/5/13 Gardening until July 2014
Message 17 of 20
Valued Contributor

Re: Just Received Conditional Approval!

Congrats. Good luck and enjoy your new home.
Good Luck
May all your dreams and wishes become a reality!
Message 18 of 20
Valued Contributor

Re: Just Received Conditional Approval!

Thanks JM-AM! So very excited! I have to schedule an appointment for an inspector to look at the house next week. Since it is brand new, I have no worries...I just want it completed as a warm fuzzy. :-)
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! Smiley Happy Last App: 4/5/13 Gardening until July 2014
Message 19 of 20
Highlighted
Valued Contributor

Re: Just Received Conditional Approval!

Still should have home inspected so excellent idea. Some times we just dont see the little code violations and builder contractor also just missed it. Mostly minor things if they even find anything. You will be having a back yard get together shortly. Dont forget our invite. Lol
Good Luck
May all your dreams and wishes become a reality!
Message 20 of 20