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Valued Member
Posts: 33
Registered: ‎12-15-2011
0

Re: Just Received Conditional Approval!

Congratulations!

 

if you have not done so already, I believe that you have earned a happy dance. Please proceed. Lol

Starting Scores: TU - 577, EQ - 636, pulled on 01/10/12
Current Scores: TU - 679 (02/21/13) EQ - 663 (02/23/13)
Goal Score: Mid-score of 680 by June 2013
Valued Contributor
Posts: 2,300
Registered: ‎08-25-2011
0

Re: Just Received Conditional Approval!

Heck ya congrats dude.

Valued Contributor
Posts: 1,146
Registered: ‎11-30-2012
0

Re: Just Received Conditional Approval!

Awesome! Congrats!

Valued Member
Posts: 65
Registered: ‎12-15-2012
0

Re: Just Received Conditional Approval!

That is so great!

Valued Contributor
Posts: 3,406
Registered: ‎12-19-2012
0

Re: Just Received Conditional Approval!

Thanks again all! Still trying to finish my homebuyers class...starting to get tough! It was fun in the beginning but after you get to the 7th hour of coursework...blah! Need a break! :smileytongue:
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! :smileyhappy: Last App: 4/5/13 Gardening until July 2014
Regular Contributor
Posts: 171
Registered: ‎04-30-2012
0

Re: Just Received Conditional Approval!

Excellent news!! Sounds like securing the "clear to close" has been a fairly easy process for you!! Hope mine is the same!! Congrats!


Starting Score:5/22/10 590
Current Score: 6/11/13 670
Lender Mid Score: 6/11/13 670

Goal Score: 700


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Valued Contributor
Posts: 3,406
Registered: ‎12-19-2012
0

Re: Just Received Conditional Approval!

Thanks! I hope the same goes for you as well. I also did get my commitment letter as well yesterday and I should add that when I received the email from the underwriter yesterday, there were a few more items that I need to satisfy that my loan officer didn't mention like last two bank statements (I already sent those in) and a screen print showing the earnest money cleared but the other conditions are fairly simple to satisfy and the underwriter wants the docs sent via email which makes it easier on me as I just have to print it as .pdf and attach it to the email. I plan to have everything sent out by Monday and then I wait and bite my nails. LOL!
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! :smileyhappy: Last App: 4/5/13 Gardening until July 2014
Valued Contributor
Posts: 3,302
Registered: ‎06-09-2010
0

Re: Just Received Conditional Approval!

Congrats. Good luck and enjoy your new home.
Good Luck
May all your dreams and wishes become a reality!
Valued Contributor
Posts: 3,406
Registered: ‎12-19-2012
0

Re: Just Received Conditional Approval!

Thanks JM-AM! So very excited! I have to schedule an appointment for an inspector to look at the house next week. Since it is brand new, I have no worries...I just want it completed as a warm fuzzy. :-)
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! :smileyhappy: Last App: 4/5/13 Gardening until July 2014
Valued Contributor
Posts: 3,302
Registered: ‎06-09-2010
0

Re: Just Received Conditional Approval!

Still should have home inspected so excellent idea. Some times we just dont see the little code violations and builder contractor also just missed it. Mostly minor things if they even find anything. You will be having a back yard get together shortly. Dont forget our invite. Lol
Good Luck
May all your dreams and wishes become a reality!
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