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Just got pre-approved...

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Nik2010
Valued Member

Just got pre-approved...

After almost two years of working hard to repair my horrid credit, and scouring through these boards and taking so many knowledgeable people's great advice...I have been pre-approved by a mortgage lender for an FHA loan!  I couldn't be more happy!  

 

Now, I know that pre-approval doesn't mean I have the loan...but it's a very important step in this journey to finally realizing a huge dream for me and my family.

 

Massive debt...here I come!!  

 

Smiley Happy

Starting Score: 700
Current Score: 704
Goal Score: 800


Take the myFICO Fitness Challenge

Message 1 of 8
7 REPLIES 7
DallasLoanGuy
Super Contributor

Re: Just got pre-approved...

congrats.... you've earned it

 

Retired Lender
Message 2 of 8
Ms-Thang38
Valued Member

Re: Just got pre-approved...

congrats...

Starting scores: Dec 2012: 589, 612, 591
Current scores: Oct 2013: 660, 652, 666
Message 3 of 8
AllThingsRPossible
New Contributor

Re: Just got pre-approved...

Congratulations! !!


Starting Score: 503
Current Score: 667
Goal Score: 650

Message 4 of 8
alvon123
Super Contributor

Re: Just got pre-approved...

congrats


Message 5 of 8
Rindy
Valued Member

Re: Just got pre-approved...

Congrats!!

 

If you dont mind me asking, who is the lender?

 

Thanks.


Starting Score: 593
Current Score: 652
Goal Score: 700


Take the myFICO Fitness Challenge

Message 6 of 8
Nik2010
Valued Member

Re: Just got pre-approved...

It's Pennsylvania Preferred Mortgage.

Starting Score: 700
Current Score: 704
Goal Score: 800


Take the myFICO Fitness Challenge

Message 7 of 8
ecalmese
Regular Contributor

Re: Just got pre-approved...


@Nik2010 wrote:

After almost two years of working hard to repair my horrid credit, and scouring through these boards and taking so many knowledgeable people's great advice...I have been pre-approved by a mortgage lender for an FHA loan!  I couldn't be more happy!  

 

Now, I know that pre-approval doesn't mean I have the loan...but it's a very important step in this journey to finally realizing a huge dream for me and my family.

 

Massive debt...here I come!!  

 

Smiley Happy


congrats!!! how is the home buying process going so far? did you find a home yet?

Started January 2013 in the lower 500s
Scores (as of January 2014) Equifax 630 | Experian 646 | Transunion 674
With the help of you all; I am working my way to the 700 club!
Message 8 of 8
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