No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Finance has an old auto loan from no gap insurance when it was totaled. Any input would be much appreciated
The negative listing on my report from DT Credit is for an auto loan with a deficiency balance on of $7134.
The reason this happened was the car the car was involved in an auto accident where my insurance totaled out the car. At the time I did not have gap insurance on my policy resulting in the current amount owed. My current policy does have gap insurance now so this will never happen again. I have tried on many occasions to make payment arrangements with DT Credit and they have continuously refused. I can pay this if need be.
Sounds pretty good, but I wouldn't say I would pay them if need be...that is just me though, lol..
I had a totalled car with a $3488 charge off amount myself and they requested a LOE. I just told them the other party had insurance, they paid it off but didnt pay all and i was unaware of that until i went to get a car. I told them I have since gone out and get another car financed satisfactorily after that. That explanation seemed to have worked for them.