So does anyone have general advice on how to bring my scores up?
I know this question is often asked, and I have read just about everything out there on the topic.
I had a lot of late payments, collections and one judgement from 2003-2005. All are current and paid in full as of 1 year ago or longer.
I now have one open CC that has never missed a pmt, an auto loan that has been current since 7/06, and about $28k in student loans that have been current since 5/06.
But my score has not increased in over 2 months. It climbed from around 500 to the current values (575, 573, 594) within the last year, but now seems to have stalled out.
All the old collections and lates are accurate, so I can't finght them.
Any ideas on how to get the scores up??
Thanks!