Will UW look suspiciously at large cash withdrawals the same as large cash deposits?
When we gave our 45 day notice, I wrote out out last couple rent checks and dropped in the mail. On the 2nd, our landlord said she hadn't received the checks yet so I asked my husband to grab money out of our account to give her. We got a receipt for the payment but he thought I sent just one large check to cover our remaining time in the property. So I check our bank account and see that he withdrew $1644! She only accepted rent for Sept and that's all we got the receipt for, but I told him not to redeposit the remaining amount to avoid making a cash deposit (even if it was just after making a withdrawal same day). I'm preemptively writing up a LOE for this because I can already see them asking for it. The math adds up to that being the exact dollar amount for a month and a half rent plus we have the receipt from our landlord for $1096. Will it be better to redeposit the remaining $548 so it's all accounted for or just hang on to it and use it for day to day expenses? My sweet husband is super worried he screwed up big time. Any insight how big or small the UW will make this out to be?
Starting Score: 615