Can the "initial loan amount" be changed in the good faith estimate once a refi has gone into underwriting?
I know there are sections of the GFE that cannot change and some that can. I am currently in underwriting and my lender called to say they screwed up. They can no longer give me a $5000 credit they thought I qualified for and in order for the refi to be a no cost closing, they have to tack $5000 onto the original loan amount. I looked if they can legally do this. Obviously, I am looking for a loophole because I feel duped. All along I really wanted the initial loan amount not to go up and now they changed the story.
Does anyone have a yes no answer? I have looked so many places online and nothing about the initial loan amount.