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Legally Seperated and Mortgage (Texas)

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creditstalker
Frequent Contributor

Legally Seperated and Mortgage (Texas)

Could I obtain my own mortgage while legally separated?  I only want my information used to obtain the mortgage. If so, what do I have to do?

 

I live in texas by the way.

Current FICO 08 as of 06/01/2015 TU 648 EQ 624 EX 602
FICO Mortgage Scores TU 594 EQ 540 EX 642

Message 1 of 3
2 REPLIES 2
DallasLoanGuy
Super Contributor

Re: Legally Seperated and Mortgage (Texas)

conv or fha?

cov is pretty harsh on this. they require the division of assets agreement.

 

spouse will still be on title to the property.

 

but you can go on the loan alone

 

Retired Lender
Message 2 of 3
creditstalker
Frequent Contributor

Re: Legally Seperated and Mortgage (Texas)

It would most likely be FHA

Current FICO 08 as of 06/01/2015 TU 648 EQ 624 EX 602
FICO Mortgage Scores TU 594 EQ 540 EX 642

Message 3 of 3
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