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Contributor
Posts: 89
Registered: ‎10-22-2016
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Lenders for VA loan with 597 mid score

Does anyone know of a lender for a VA loan with middle mortgage score around 600? I heard from a guy from Heritage Mortgage Banking Corp.  He says they can go that low. has anyone had any experience with them?

 

Thanks!

 

Regular Contributor
Posts: 223
Registered: ‎05-05-2017
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Re: Lenders for VA loan with 597 mid score

Fro what I've been told Freedom Mortgage will take a low score for a VA loan

"Your past is the doorway to your future"

Dad's words of wisdom

Established Member
Posts: 16
Registered: ‎04-11-2017

Re: Lenders for VA loan with 597 mid score

My understanding is Bank of England (yes, they have branches here believe it or not) can do 600's. Carrington will go even lower.

You can do what I did. Find a local Morgage broker on yelp or google and let them run your credit check once and do all the work finding a match, rather than doing hard pulls over and over again trying to find a lender.

Starting Score: EQ: 609 TU: 646 EX: 620 4/17/2017
Current Score: EQ: 642 TU: 635 EX: 662 5/10/2017
Last App: 05/04/2017 / In the Garden Until: Mortgage process completed.Total Credit: $21,900

Frequent Contributor
Posts: 460
Registered: ‎10-13-2015
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Re: Lenders for VA loan with 597 mid score


scskinsfan11 wrote:

Does anyone know of a lender for a VA loan with middle mortgage score around 600? I heard from a guy from Heritage Mortgage Banking Corp.  He says they can go that low. has anyone had any experience with them?

 

Thanks!

 


I do but I'd have to PM you the info due to the site's code of conduct rules.

National Mortgage Banker.
VA Mortgage Expert.
Contributor
Posts: 89
Registered: ‎10-22-2016
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Re: Lenders for VA loan with 597 mid score

thanks VALoanMaster... I'd appreciate it!!

New Member
Posts: 1
Registered: ‎05-12-2017
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Re: Lenders for VA loan with 597 mid score

May I get that info as well, VALoanMaster?
New Member
Posts: 2
Registered: ‎05-11-2017
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Re: Lenders for VA loan with 597 mid score

I was told this week by a reputable bank BOA that the VA reqiured a mid score of 620 and I was unable to move forward because mine was 612. Did I recieve false info? 

Regular Contributor
Posts: 151
Registered: ‎03-13-2017
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Re: Lenders for VA loan with 597 mid score

[ Edited ]

shga wrote:

I was told this week by a reputable bank BOA that the VA reqiured a mid score of 620 and I was unable to move forward because mine was 612. Did I recieve false info? 


From my research, the VA does not have any score requirements. Minimum scores are set by each lender, and theoretically, they can set them at whatever level they wish. 

Regular Contributor
Posts: 151
Registered: ‎03-13-2017
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Re: Lenders for VA loan with 597 mid score


VALoanMaster wrote:

scskinsfan11 wrote:

Does anyone know of a lender for a VA loan with middle mortgage score around 600? I heard from a guy from Heritage Mortgage Banking Corp.  He says they can go that low. has anyone had any experience with them?

 

Thanks!

 


I do but I'd have to PM you the info due to the site's code of conduct rules.


May I get on the PM list, too?

New Member
Posts: 2
Registered: ‎05-11-2017
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Re: Lenders for VA loan with 597 mid score

I'd like to get that pm also, if you don't mind VA Master.  


VALoanMaster wrote:

scskinsfan11 wrote:

Does anyone know of a lender for a VA loan with middle mortgage score around 600? I heard from a guy from Heritage Mortgage Banking Corp.  He says they can go that low. has anyone had any experience with them?

 

Thanks!

 


I do but I'd have to PM you the info due to the site's code of conduct rules.


 

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