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What are some of the loan programs that are using your score? That situation would help me since my wife has the higher scores but less pay.
Sweetbhunny wrote:I have a question. My husband and I are in the beginning process of buying a home. My husband makes about $5,000 more than me a year and his FICO is 748. My FICO right now is 641 but we are trying to get a late payment report error corrected on my reports that should help raise my score since it is the only bad thing I have on there for the past 4 years. So far the type of loans we are looking at use my FICO for establishing the mortgage rate. I don't understand why this is so, since I thought they use the FICO from the person that makes the most $$$?
Sweetbhunny wrote:I have a question. My husband and I are in the beginning process of buying a home. My husband makes about $5,000 more than me a year and his FICO is 748. My FICO right now is 641 but we are trying to get a late payment report error corrected on my reports that should help raise my score since it is the only bad thing I have on there for the past 4 years. So far the type of loans we are looking at use my FICO for establishing the mortgage rate. I don't understand why this is so, since I thought they use the FICO from the person that makes the most $$$?
MidnightVoice wrote:Try:I think it might help clarify
I like to give credit where credit is due
OneMortgageGuy wrote:I like that link too!!
MidnightVoice wrote:Try:I think it might help clarify