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Better to disclose it now. It WILL show up. It's on Experian for me and they'll do another pull prior to close and if it shows up, they are going to re-verify source of all funds for DP. You'll end up getting a hard denial if you try this and a flagged file for potential fraud. Just disclose it.
@Anonymous wrote:I also pay a medical bill 120 a month for 11 months, do I have to submit that? I also pay a collection agency 75 a month and owe 1300 but they do not have it on my CR...do I have to submit that?
Yes.