09-05-2012 08:27 PM
I am somewhat nervous. I spoke with LO and she said my file looks good and to not worry. I got my pre-approval manually approved, so technically I should be good. However, I am still concerned for the what if. Hopefully, we hear back by the end of this week. I am ready to get my keys and start moving.
09-06-2012 09:21 AM
Will do! I keep saying to myself "only a few more days".
09-10-2012 08:37 PM
This morning I received email from LO. Approved with conditions as follows:
rental verification (not sure why that hasn't already been completed)
copy of DH ss card (not sure why copy is needed since he is not loan)
copy of cc statements and auto loan since they where paid off
LOE for inquiry made from first LO I started with.
Conditions should be sent in tomorrow. I am almost there. ahhhhh!!
09-12-2012 02:17 PM
Yep getting close! Glad to see nothing to major to come up with. I had to provide a few bank statements yesterday and today with LOE's on a few deposites. Got the Clear to close a few hours later! We are closing on the 28th!
09-18-2012 08:53 AM
They sure where easy conditions. I got the clear to close yesterday. I should be signing tomorrow and funding should happen Thursday morning and keys in the evening. I changed utilities over on Monday. I could not believe it. I am still in shock.
Just a few more days and I'll be a homeowner.
09-18-2012 09:05 AM
Congrats!!!! Read your other post as well as these...Would you mind sharing who you went through for the loan? I'm planning on applying on the 1st of October my scores are almost identical to yours....Thanks!
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.