Credit Card Center Advertiser Disclosure†
07-18-2012 08:54 PM - edited 09-10-2012 08:11 PM
Well the last three weeks have been hectic. On 6/29 I met with MB and gave her:
W2's and taxes for last two years
07-19-2012 05:19 AM
Good luck, its stressful, but I keep telling myself its worth it and this is the last time. My middle is 638!! I am in underwriting and hoping to get two points for close, so I can save some $$ and lower rate a bit.
07-19-2012 03:46 PM
Thank you! You've almost got the keys to your home. Hang in there! The pre-approval waiting was stressful and I can only imagine the approval uw wait. But like you said it is all worth it.
I am paying some cards off and my scores will definitely increase. Like you, I hope they lower rate. Good luck to you as well!
07-21-2012 12:16 AM
We have some homes picked out and are seeing them on Tuesday. I'm cautiously excited until I have the keys to my home.
07-21-2012 02:10 AM
Congrats. It's just a matter of time now
07-21-2012 10:18 AM
Thank you! I guess this is the fun part, so I better enjoy it before the appraisal/underwrting stress begins.
07-26-2012 09:19 AM
Saw a few homes on Tuesday and one that I had been keeping an eye on was the winner. We placed an offer yesterday, so trying to be patient. Should hear back no later than Friday noon. Wish us luck!
08-13-2012 12:34 PM
We found a home and offer accepted. Inspection is today. I am cautiously excited. Also tonight we are meeting up with Mortgage broker. I will be taking her updated bank statements and paystubs for 30 days.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.