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So I received a loan status today that shows back to underwriting and it also now shows the Settlement Agent.
Submitted to Underwriting An underwriter will evaluate the loan application provided the borrower meets certain documentation requirements. 07/21/2014
I was at the LO office last week to sign all the paperwork, since I have been working on the process through email and electronically. I gave a new set of bank statements, paystub access through www.worknumber.com and answered the questions asked. Credit scores above the requirement including middle score.
Is this good news? I have an estimated close date of 7/28 but again just estimated.
so you have gone thru underwriting once?
a resubmit to underwriting is usually a good sign. it means the processor is satisfied will all of the documents and is going for the 'clear to close'
I am so glad, because it has been very stressful, especially because I still have the FCO collection on my report. I have not submitted any letters of explanation, since the LO told me hold off. Now to wait, hope to hear from LO soon. Thanks for your reply DallasLoanGuy.
That's good to know. We will be resubmitted today after getting in all tge paper work.