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I'm in the early stages of shopping around for mortgage/loan. I have 4 different banks that I will be contacting shortly.
Will contacting 4 bank affect my credit score?
Do you recommenshopping for a loan differebtly?
Thanks for your input!
@Anonymous wrote:
as long as you do it within 15 days it will count only once
30 days for most. technically, you might find someone using an old scoring model i guess, but the current fico ignores other mortgage inquiries for past 30 days. or counts them as one..... same thing.
http://www.myfico.com/CreditEducation/CreditInquiries.aspx
at the above link you will find your answer. from a company owned by fair isaac company(fico) who developed the scoring model currently used by lenders