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Loans and new CC's

Regular Contributor

Loans and new CC's

Just curious,
 
How much time should be between applying for a new CC and applying for a Home Loan?  3 mos, 6 mos, 1 year?  What is an acceptable time line?


Message Edited by turninganewleaf on 11-06-2007 10:21 AM
FICO 8/5/10; TU 724, EQ 702
FICO 6/9/09: TU 669, EQ 658, EX ???
FICO 7/20/07: TU 540; EQ 595, EX 544
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Epic Contributor

Re: Loans and new CC's

I think the more time the better... just make sure once you apply for that home loan until you CLOSE... do not do anything that pulls your credit... some mortgage companies will go and pull a fresh credit report just days before closing to make sure nothing has changed and if it has... you could be in a world of trouble to get that closing to go through.
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