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Regular Contributor
turninganewleaf
Posts: 140
Registered: ‎08-08-2007
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Loans and new CC's

[ Edited ]
Just curious,
 
How much time should be between applying for a new CC and applying for a Home Loan?  3 mos, 6 mos, 1 year?  What is an acceptable time line?


Message Edited by turninganewleaf on 11-06-2007 10:21 AM
FICO 8/5/10; TU 724, EQ 702
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Mega Contributor
Creditaddict
Posts: 19,573
Registered: ‎10-23-2007
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Re: Loans and new CC's

I think the more time the better... just make sure once you apply for that home loan until you CLOSE... do not do anything that pulls your credit... some mortgage companies will go and pull a fresh credit report just days before closing to make sure nothing has changed and if it has... you could be in a world of trouble to get that closing to go through.
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