I am going to close March 3rd. I locked a 45 day lock which expires Feb 28. When it expires it is my understand I can lock again before closing if I can get a lower rate. If I am able to pay points I can get it even lower. I am wondering if this is in fact correct (MY LO is out of town for a few days) and if so if any of you relocked just before closing. I heard the rates might go up this year but I don't know if by the beginning of March if that will be the case. Please let me know your thoughts on all this.
Thank you all for your replies.