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Locked my rate today...DRUMROLL...2.875%

Regular Contributor

Locked my rate today...DRUMROLL...2.875%

I'm so excited!! I just got a call from my bank and they locked my rate today: 2.875% for 30 yrs fixed FHA Smiley Happy

 

 

Now only about 100 more things to do I'm sure, but that was fantastic news Smiley Happy 

9/1/2012 ...DRUMROLL .... EQ .. 776!!

I'm FINALLY a homeowner .. 10/24/12!!!!

My Cards ~~~GARDENING~~~ BNSF CU ($1000) BOA ($2500) Amazon / GE ($900) AMEX BCE ($2500) Chase Freedom ($3000) US Bank Cash + (7500)
Message 1 of 16
15 REPLIES
Established Contributor

Re: Locked my rate today...DRUMROLL...2.875%

Is that with 30% down?

__________________________
01/11/2011: FICO:TU: 746
12/14/2010: FICO:EQ: 744
08/12/2011: FICO:EXP: 766
Message 2 of 16
Regular Contributor

Re: Locked my rate today...DRUMROLL...2.875%

It's with 3.5% down Smiley Wink just the minimum!

9/1/2012 ...DRUMROLL .... EQ .. 776!!

I'm FINALLY a homeowner .. 10/24/12!!!!

My Cards ~~~GARDENING~~~ BNSF CU ($1000) BOA ($2500) Amazon / GE ($900) AMEX BCE ($2500) Chase Freedom ($3000) US Bank Cash + (7500)
Message 3 of 16
Established Contributor

Re: Locked my rate today...DRUMROLL...2.875%

what lender?

__________________________
01/11/2011: FICO:TU: 746
12/14/2010: FICO:EQ: 744
08/12/2011: FICO:EXP: 766
Message 4 of 16
Regular Contributor

Re: Locked my rate today...DRUMROLL...2.875%

I'm in Amarillo TX, as far as I know it's just a local area back called FirstBank Southwest Smiley Wink

9/1/2012 ...DRUMROLL .... EQ .. 776!!

I'm FINALLY a homeowner .. 10/24/12!!!!

My Cards ~~~GARDENING~~~ BNSF CU ($1000) BOA ($2500) Amazon / GE ($900) AMEX BCE ($2500) Chase Freedom ($3000) US Bank Cash + (7500)
Message 5 of 16
Valued Member

Re: Locked my rate today...DRUMROLL...2.875%

That is an amazing rate, HUGE congrats to you!!!


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TU08 740(1/20/16)

Last app: 06/19/2015
Message 6 of 16
Highlighted
Regular Contributor

Re: Locked my rate today...DRUMROLL...2.875%

Thanks! My lender was even giggling she said "doesn't that take your breath away" I was sooooo thrilled!!!

9/1/2012 ...DRUMROLL .... EQ .. 776!!

I'm FINALLY a homeowner .. 10/24/12!!!!

My Cards ~~~GARDENING~~~ BNSF CU ($1000) BOA ($2500) Amazon / GE ($900) AMEX BCE ($2500) Chase Freedom ($3000) US Bank Cash + (7500)
Message 7 of 16
Contributor

Re: Locked my rate today...DRUMROLL...2.875%

Smiley Surprised wow...that rate kicks booty! Congrats!

hr> src="http://i.imgur.com/LEYWe.png">Starting Score: TU 610 EQ 655 - 8/2010
Current Score: EQ 714 9/13 EXP 708 8/13 TU 717 8/13
Goal Score: too much of a yoyo, maintain the 700's for 2013

Take the FICO Fitness Challenge
Message 8 of 16
Regular Contributor

Re: Locked my rate today...DRUMROLL...2.875%

Congratulations!  I am about 3-6 months out from having your scores, hopefully the interest rates will not go up before then.  Worried about what may happen after the election.  (I have read both "nothing" and "everything".  So, who knows?)

 

Message 9 of 16
Regular Contributor

Re: Locked my rate today...DRUMROLL...2.875%

That is amazing, congrats. I bit the bullet about a month and a half ago and locked in at 3.375. Was glad I did at the time, because in the weeks that followed, the rate jumped up to 3.45 then 3.525. Was feeling good until the past couple of weeks... now rates are soooo low. Grrrr, oh well, just glad to be closing in a few weeks.

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Fico Scores:
EQ - 811 (Feb '14)
TU - 829 (Mar '14)
EX - 814 (Mar '12) - Lender Pull
Message 10 of 16