I am looking for a lender who still can do No Doc or Stated Income mortgage for a property in OH. I can do up to 30 - 35%. Please help.
were these one time capital expenditures? not likely to re-occur? Like opened a new office, ect.
you may get some slack from u/w
how short are you on the income?
if you need to show $8000/month but claimed $1000/month then that is a stretch..... but I have seen u/w look at income with 'makes sense' eyes.