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I am looking for a lender who still can do No Doc or Stated Income mortgage for a property in OH. I can do up to 30 - 35%. Please help.
What is the reason for needing stated income?
were these one time capital expenditures? not likely to re-occur? Like opened a new office, ect.
you may get some slack from u/w
how short are you on the income?
if you need to show $8000/month but claimed $1000/month then that is a stretch..... but I have seen u/w look at income with 'makes sense' eyes.