cancel
Showing results for 
Search instead for 
Did you mean: 

Made it through underwriting in 2 days!

tag
ArmyStrong
Frequent Contributor

Made it through underwriting in 2 days!

File was sent to underwriting Monday, and LO says it was approved today, Wednesday!! And the only thing they asked for? Proof of funds for closing costs! From all the horror stories I've heard, I was prepared for hassles and to have to go to work. Got the appraisal back in a few days too. Hopefully the trend will continue!

TU: 556 12/12/08 ~ EQ: 509 12/12/08 ~ EX: 509 12/12/08
TU: 588 8/7/09 ~ EQ: 529 7/30/09 ~ EX - ?? (509 12/12/08)
TU: 619 9/01/09 ~ EQ: 608 9/01/09 ~ EX - ?? (640 FAKO 9/01/09)
TU: 626 9/30/09 ~ EQ: 624 9/30/09 ~ EX - ?? (640 FAKO 9/01/09)
TU: 659 10/7/09 LO PULL EQ: 624 10/7/09 LO PULL EX: 659 10/7/09 LO PULL
Message 1 of 18
17 REPLIES 17
Anonymous
Not applicable

Re: Made it through underwriting in 2 days!

Congrats keep us posted 

Message 2 of 18
ArmyStrong
Frequent Contributor

Re: Made it through underwriting in 2 days!

Will do! LO emailed me today, asking for 2 mos. of statements from my stock and mutual fund accounts. She said it was because they showed on my checking account (automatic withdrawls) statements and they wanted to know what it was. Promptly sent them over.

TU: 556 12/12/08 ~ EQ: 509 12/12/08 ~ EX: 509 12/12/08
TU: 588 8/7/09 ~ EQ: 529 7/30/09 ~ EX - ?? (509 12/12/08)
TU: 619 9/01/09 ~ EQ: 608 9/01/09 ~ EX - ?? (640 FAKO 9/01/09)
TU: 626 9/30/09 ~ EQ: 624 9/30/09 ~ EX - ?? (640 FAKO 9/01/09)
TU: 659 10/7/09 LO PULL EQ: 624 10/7/09 LO PULL EX: 659 10/7/09 LO PULL
Message 3 of 18
Anonymous
Not applicable

Re: Made it through underwriting in 2 days!

Congrats. May I ask who the underwriter is?

Message 4 of 18
ArmyStrong
Frequent Contributor

Re: Made it through underwriting in 2 days!

Underwriter is at SunTrust.

TU: 556 12/12/08 ~ EQ: 509 12/12/08 ~ EX: 509 12/12/08
TU: 588 8/7/09 ~ EQ: 529 7/30/09 ~ EX - ?? (509 12/12/08)
TU: 619 9/01/09 ~ EQ: 608 9/01/09 ~ EX - ?? (640 FAKO 9/01/09)
TU: 626 9/30/09 ~ EQ: 624 9/30/09 ~ EX - ?? (640 FAKO 9/01/09)
TU: 659 10/7/09 LO PULL EQ: 624 10/7/09 LO PULL EX: 659 10/7/09 LO PULL
Message 5 of 18
FIRECOURAGE
Frequent Contributor

Re: Made it through underwriting in 2 days!

Awesome. Hopefully I will hear something soon.  


4/01/2019 | Dismissed Chapter 7 BK

2/12/2024 | Equifax: 677 | Experian: 699 | TransUnion: 725
Goal Score: 750 - Across The Board
Message 6 of 18
donkort
Valued Contributor

Re: Made it through underwriting in 2 days!

Well...LOL....hopefully, the Odyssey will be concluded with you getting your Penelope!   Penelope is the wife of Odysseus, who had waiting 20 years for Odysseus' arrival from his Odyssey.  They lived happily ever after. 

 

Do you have a Closing Date yet? 

 

I hope the long process was a learning experience; I bet you learned much about mortgages, loans, FICO scores,  rebuilding credit, bidding, etc--and that you will pass the knowledge/wisdom you gained to those who are still inexperienced in these matters.

 

Keep us posted, especially as to the successful completion of your Closing.

 

 

 

FICO 8: EQ 810; TU 816; EX 822 as of 7/5/2022
Message 7 of 18
ArmyStrong
Frequent Contributor

Re: Made it through underwriting i<n 2 days!

<thumbs up>!

TU: 556 12/12/08 ~ EQ: 509 12/12/08 ~ EX: 509 12/12/08
TU: 588 8/7/09 ~ EQ: 529 7/30/09 ~ EX - ?? (509 12/12/08)
TU: 619 9/01/09 ~ EQ: 608 9/01/09 ~ EX - ?? (640 FAKO 9/01/09)
TU: 626 9/30/09 ~ EQ: 624 9/30/09 ~ EX - ?? (640 FAKO 9/01/09)
TU: 659 10/7/09 LO PULL EQ: 624 10/7/09 LO PULL EX: 659 10/7/09 LO PULL
Message 8 of 18
ArmyStrong
Frequent Contributor

Re: Made it through underwriting in 2 days!

Closed today! Got a call yesterday morning, that my closing would be today. LO pushed for a "quick close" and made it happen!

TU: 556 12/12/08 ~ EQ: 509 12/12/08 ~ EX: 509 12/12/08
TU: 588 8/7/09 ~ EQ: 529 7/30/09 ~ EX - ?? (509 12/12/08)
TU: 619 9/01/09 ~ EQ: 608 9/01/09 ~ EX - ?? (640 FAKO 9/01/09)
TU: 626 9/30/09 ~ EQ: 624 9/30/09 ~ EX - ?? (640 FAKO 9/01/09)
TU: 659 10/7/09 LO PULL EQ: 624 10/7/09 LO PULL EX: 659 10/7/09 LO PULL
Message 9 of 18
donkort
Valued Contributor

Re: Made it through underwriting in 2 days!

Excellent...and congratulations!

FICO 8: EQ 810; TU 816; EX 822 as of 7/5/2022
Message 10 of 18
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.