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Update time!
Appraisal just came in and was spot on to our purchase price! Also received closing notification, so our LO said we should have our Clear to Close first part of next week!
Home Location: Eden Prairie, MN
Purchase Price: $202,000 (3% closing paid by seller - $6060.00)
Property: Twinhome - 1808 sq ft + garage
Submitted Offer on: 2/11/15
Signed Contract on: 2/12/15
Ernest (Deposit) Money: $2100
Lender Name: Novation Credit Union/PHH Mortgage
Notes about Lender: Went through full underwriting prior to shopping. The only conditions are final validation of income, appraisal. Great to work with!
Type of Loan: Conventional 30 year fixed
Inspection: 2/17/2015 - Completed successfully. 4 small items to correct! (Sellers agreed to fix all!)
Purchase contract addendums: 3% Seller paid closing costs
Loan Rate: 3.875% - Locked
Mortgage Commitment Letter: Must be completed by 3/12/15
Appraisal Ordered: 2/18/15
Appraisal Scheduled: 2/24/15
Appraisal Completed: 2/27/15
Went to underwriting: 12/5/14
Underwriting Complete: 1/13/15
Final Approval:
Walk Through:
Closing Date: Scheduled for 03/23/2015
treski,
Hang in there...my wife and I are just now buying our first home and we are in our mid 50's. You WILL make this happen. If not today, tomorrow. If not tomorrow, next week.
Hang in there...
Glenn
Congratulations to everyone closing this month. I look forward to following your progress!
Update time!
Clear to Close!
Home Location: Eden Prairie, MN
Purchase Price: $202,000 (3% closing paid by seller - $6060.00)
Property: Twinhome - 1808 sq ft + garage
Submitted Offer on: 2/11/15
Signed Contract on: 2/12/15
Ernest (Deposit) Money: $2100
Lender Name: Novation Credit Union/PHH Mortgage
Notes about Lender: Went through full underwriting prior to shopping. The only conditions are final validation of income, appraisal. Great to work with!
Type of Loan: Conventional 30 year fixed
Inspection: 2/17/2015 - Completed successfully. 4 small items to correct! (Sellers agreed to fix all!)
Purchase contract addendums: 3% Seller paid closing costs
Loan Rate: 3.875% - Locked
Mortgage Commitment Letter: 3/3/15 - Clear to Close!!!
Appraisal Ordered: 2/18/15
Appraisal Scheduled: 2/24/15
Appraisal Completed: 2/27/15
Went to underwriting: 12/5/14
Underwriting Complete: 1/13/15
Final Approval:
Walk Through:
Closing Date: 3/23/2015
CONGRATULATIONS!!!!!
Congratulations!!!