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March and April closers

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bbrannan
Regular Contributor

Re: March and April closers

  • Purchase Price:  $174,500
  • Property: SFH - 1904 sq ft 
  • Submitted Offer on: 3/7/13
  • Signed Purchased Contract on : 3/8/2013
  • Home Insection: 03/13/2013
  • Type of Loan: 30 Yr Fixed VA
  • Loan Rate: 3.5%
  • Loan Application submitted: 2/5/13
  • Appraisal completed: 3/13/13
  • Appraisal Report received: 3/26/13
  • Final Approval: TBA
  • Closing Date: 04/8/2013
  • Closed On: TBA

Still waiting on survey to be completed and to get appraisal report back. I am hoping that the next 2 weeks go by quick! I am soooo ready to move into our new home!

Cards: AMEX Zync NPSL, AMEX BCE, NFCU LOC $15K, NFCU Visa Signature cashRewards $14K, NFCU Flagship Visa Signature $14K, USAA Platinum M/C $3.5K, USAA AMEX $2K, Capital One Cash Rewards $3.5K, WalMart $10K, Lowes $10K, Home Depot $8250, Amazon $4K, Discover IT $1K

Starting Score: EX: 570 EQ: 520 TU 602
Current Score: AMEX EX:717 MyFico EQ 688 Walmart TU 749 MyFico TU 740
Goal Score: 750+ across the board


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Message 41 of 140
Anonymous
Not applicable

Re: March and April closers

  • Purchase Price:  $153900 newly constructed
  • Property: SFH - 1755sq ft 
  • Submitted Offer on: 2/24/13
  • Signed Purchased Contract on : 2/25/13
  • Home Insection: 03/5/2013
  • Type of Loan: 30 Yr Fixed USDA
  • Loan Rate: 3.75%
  • Loan Application submitted: 2/22/13
  • Appraisal completed: 3/5/13
  • Bank Approval: 3/18/13
  • USDA approval: 3/20/13
  • Closed On: 3/25/13

 

Starting moving some small boxes in on yesterday, U-haul reserved for 3/27/13 we be completely moved in by the weekend. 

Message 42 of 140
fdiggy
New Contributor

Re: March and April closers

I too am 1st time buyer with middel FICO 701 and i got 3.75%

 


Starting Score: 701
Current Score: EX-FICO701 EQ-FICO644 TU-FICO724 all lender pulls April 2nd 2013
Goal Score: 800


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Message 43 of 140
fdiggy
New Contributor

Re: March and April closers

 

  • Purchase Price:  $69,000
  • Property: SFH - 1056 sq ft w pool
  • Submitted Offer on: 3/11/13
  • Signed Purchased Contract on : 3/14/2013
  • Home Insection: TBA
  • Type of Loan: 30 Yr Fixed FHA
  • Loan Rate: 3.75%
  • Loan Application submitted: 3/25/13
  • Appraisal completed: 4/4/13
  • Appraisal Report received: 4/8/13
  • Approval w Conditions (5) 4/12/13
  • Cleared to Close TBA
  • Closing Date: 04/29/2013
  • Closed On: TBA

Starting Score: 701
Current Score: EX-FICO701 EQ-FICO644 TU-FICO724 all lender pulls April 2nd 2013
Goal Score: 800


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Message 44 of 140
Kozmo
Frequent Contributor

Re: March and April closers

Yay! Just got everything taken care of. Clear to close on 4/19!


Purchase Price: $147,500
Property:Colonial- 1150 sq ft
Submitted Offer on: 3/7/13
Signed Purchased Contract on : 3/8/2013
Home Insection: 03/11/2013
Renegotiated:3/14/13 due to inspection.
Type of Loan: 30 Yr Fixed FHA
Loan Rate: 3.375%
Loan Application submitted: 3/18/13
Appraisal ordered: 3/21/13
Appraisal Completed:3/29/2013 $148,000
Had to re apply due to title issues:4/2/13
Final Approval: 4/8/2013
Closing Date: 04/19/2013
Closed On: TBA


We would be closing sooner if there weren't title issues but oh well. We had hoped for the 19th anyways in the purchase agreement.

We may be able to close sooner but I kind of doubt it.

Message 45 of 140
kdmitchell27
New Contributor

Re: March and April closers

  • Purchase Price:  $159900
  • Property: SFH - 1,490 sq ft
  • Submitted Offer on: 2/28/13
  • Signed Purchased Contract on : 3/05/13
  • Home Insection: 03/3/2013
  • Type of Loan: 30 Yr Fixed FHA
  • Loan Rate: 3.75%
  • Loan Application submitted: 2/28/13
  • Appraisal completed: 3/26/2013
  • Bank Approval: N/A
  • FHAapproval: N/A
  • Closing date: 4/30/2013

 

Lender Pulled Credit Rating as of 4.10.2013. (Fico Experian: 660) (Fico TU: 685) (Fico Equifax: 659)
Message 46 of 140
unixman
Established Member

Re: March and April closers

    Purchase Price:  $129k (includes $5500 seller's concessions)  
    Property: SFH - 1900 sq ft on 11000 sq ft lot
    Toured house on: 2-28-2013
    Submitted Offer on: 3-1-2013
    Signed Purchased Contract on : 3-1-2013

    Inspection Date: 3-11-2013 (so late because we were out of country for a week)

    Structural Engineer Inspection: 3-15-2013
    Type of Loan: FHA

    Down Payment: 3.5%
    Loan Rate: 3.375 %

    Loan Approved: 1-19-2013

    FHA Appraisal: 1-26-2013
    Closing Date: ??? Mid-Late April ???


Starting Score: 756
Current Score: 756
Goal Score: 800


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Message 47 of 140
RiverLady
Member

Re: March and April closers

Been meaning to update...usda denied our loan, so we used the money we saved up during the usda process for a 3.5% down payment and go Fha! The fha process took 2 days for approval from underwriter. Usda took 3 weeks. Anywho, we closed on 3/26. If I can do it, anyone can! Thanks to you guys for all of your info.
Message 48 of 140
OhMyCredit
Valued Member

Re: March and April closers

I've been stalking this forum for the past year. Glad I finally get to add my post!

 

  • Purchase Price: $250,000
  • Property: SFH - 1992 sq ft
  • Submitted Offer on: 3/13/2013
  • Signed Purchased Contract on : 3/15/2013
  • Home Insection: 03/18/2013
  • Type of Loan: 30 yr Fixed FHA Plus (VHDA)
  • Loan Rate: 3.625%
  • Loan Application submitted: 03/19/2013
  • Appraisal completed: 03/29/2013
  • Appraisal Report received: 04/02/2013
  • Final Approval: 04/12/2013
  • Closing Date: 04/15/2013
  • Closed On: 04/15/2013

Starting Score: EQ 545
Current Score: EQ 694, TU 690, EX 647(Oct 2011), TU08 693
Goal Score: 700 across the board


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Message 49 of 140
Nan425
New Contributor

Re: March and April closers

sorry posted on wrong one. This is 2013.

Message 50 of 140
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