Maxed Out Credit Card Hurt Our Mortgage Chances

[StartingOver10]

If you are going for an FHA loan, I strongly recommend staying away from Quicken Loans.

Go to a lender that has experienced and qualified loan officers and not "application takers".  There are many all across the US that are good. Stay away from big box banks too (Chase, Wells Fargo, BOA).  

[Anonymous]

Quicken is the worst I specifically asked the guy not to run my credit at least twice and he ran it anyways I don't even know how he got my SS number I never even gave it to him 

[Anonymous]

After all the waiting my score went up by more than 40 points because of pAying my card to 4%. Lesson learned

[Anonymous]

Congratulations! That was a significant score jump! You seem to be well on your way! Best of luck.