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Purchase Price: 115,000$
Signed Contract: 03/05/2017
Location: NY
Property Type: Single-Family Home
New/Existing: existing
Type of Loan: 30YR Fixed FHA
Loan Rate: 3.75
Pre-Approval: 2/8/2017
Appraisal: 4/14/2017
Clear to Close: TBD
Closing Date: 5/5/2017 (hopefully FINGERS CROSSED)
Purchase Price: $277,500
Signed Contract: 04/12/2017
Location: NC
Property Type: Single-Family Home
New/Existing: Existing
Type of Loan: NACA 30yr Conventional (BOA)
Loan Rate: 3.625 but bought down to 2.875
Pre-Approval: 2/21/2017
Appraisal: 4/26/2017 (5/3 rcvd back @ $278,000)
Clear to Close: 5/23/17
Closing Date: 5/26/2017 5/31/17
Walk through scheduled!!! May 10 Closing scheduled!!!! May 17
Purchase Price: 115,000$
Signed Contract: 4/1/17
Location: MO
Property Type: Single-Family Home
New/Existing: existing
Type of Loan: 30YR Fixed USDA guaranteed
Loan Rate: 3.75
Pre-Approval: 3/17/17
Appraisal: 4/18/17
Clear to Close: 5/4
Closing Date: 5/15/17 1pm
Purchase Price: $1,320,000
Signed Contract: 3/6/2017
Location: Northern VA, Near DC
Property Type: Tear Down, New Single-Family Home
New/Existing: New
Type of Loan: 30YR Fixed Jumbo
Loan Rate: 3.50%
Pre-Approval: 2/15/2017
Appraisal: 3/27/2017
Clear to Close: 3/29/2017
Closing Date: 5/1/2017
NFCU: 20% Down, 1 Origination Point, .625 Discount Points, Escrow Waived
Used competitive quote from Ally to bring NFCU's rate and closing coats down (NFCU matched/beat)
Joint application with spouse. Income 300K+. All credit scores 800+
Update: Closed! All done.
Purchase Price: $145,000 plus VA 4,785 = $149,785
Signed Contract: Mar 10
Location: CA
Property Type: Single-Family Home
New/Existing: Existing
Type of Loan: 30YR Fixed VA
Loan Rate: 4.375
Pre-Approval: Feb
Appraisal: $165,000
Clear to Close: waiting on “Pest Inspection” and pictures/proof of smoke detectors and “lien release” only on TU.
Closing Date: 5/16/2017 (week of)
Entered garden 01-02-16 App'd for mortgage: Dec 12 (HP) Updated HP: Feb 21
Current Scores FICO 8: TU716 EQ738 EX759 Updated: April 28, 2017
Goal: 750's across the board!
My mortgage scores are: 703, 718, and 744! Feb 16, 2017
My journey: get a divorce before buying. (cost me $18,000 - but it is over.)
And that's how it's done... I'm a little pissed off at getting close to 4.5% when others report 3.5% on such a high balance.... I guess, next time I'll be luckier...