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May Closers!

Regular Contributor

May Closers!

I didn't see a thread started for those of us closing in May.  I figured I would start one as there seems to be a few of us about to close in less than a month!! Yahoo!!!!

 

 

 

  • Purchase Price:  $308,000
  • Property: SFH - 2900 sq ft 
  • Submitted Offer on: 09/16/12
  • Start of construction: 09/18/12
  • Signed Purchased Contract on : 9/18/2012
  • Type of Loan: 30 Yr Fixed FHA
  • Loan Rate: 4.0%
  • Loan Application submitted:  04/06/13
  • Loan Approved w/Conditions: 04/13/2013
  • Final Approval:
  • Appraisal Ordered: April 26th
  • Appraisal Completed: April 29th
  • Closing Date: May 31st
  • Closed On: 

Starting Score:2/1/16 565
Current Score: 3/1/16 575
Lender Mid Score: 3/1/16 575

Goal Score: 700


Take the FICO Fitness Challenge
Message 1 of 36
35 REPLIES
Regular Contributor

Re: May Closers!

My time has finally come! Smiley Happy

 

  • Purchase Price:  $269,180
  • Property: SFH - 3240 sq ft 
  • Signed Purchased Contract on : 12/8/2012
  • Start of construction: 01/17/13
  • Type of Loan: 30 Yr Fixed FHA
  • Loan Rate: 3.375%
  • Loan Application submitted:  03/20/13
  • Loan Approved w/Conditions: 03/28/13
  • Final Approval:
  • Appraisal Ordered: 4/26/13
  • Closing Date: May 15th
  • Closed On: 
-------------------------------------------------------------------------------------------------
Starting Score - 575 (4/10)
Current Score - EQ - 750, TU - 752, EX - 728 11/4/12

Current Cards:
AMEX SPG ($7.5k), Amazon.com Visa ($3k), Discover More ($2k) all since 11/4/12

Fighting the good fight!
Message 2 of 36
Valued Member

Re: May Closers!

Crossing our fingers

 

  • Purchase Price:  $168,000
  • Property: SFH - 1300 sq ft 
  • Signed Purchased Contract on : 3/20/2013
  • Start of construction: N/A
  • Type of Loan: 30 Yr Fixed FHA
  • Loan Rate: 3.25%
  • Loan Application submitted:  03/26/13
  • Loan Approved w/Conditions: 04/09/13
  • Final Approval:
  • Appraisal Ordered: 4/11/2013
  • Closing Date: May 10th
  • Closed On:
Message 3 of 36
New Contributor

Re: May Closers!

  • Purchase Price:  $83,300
  • Property: SFH - 2313 sq ft 
  • Submitted Offer on: 03/31/13
  • Start of construction: NA
  • Signed Purchased Contract on : 4/8/2013
  • Type of Loan: 15 Yr Fixed FHA
  • Loan Rate: 3.17% (2.5% with 1.22 points)
  • Loan Application submitted:  03/25/13
  • Loan Approved w/Conditions: 04/2/2013
  • Final Approval:
  • Appraisal Ordered: 2/4/13 (HUD Foreclosure)
  • Closing Date: May 12th
  • Closed On:
4/13 Equifax 679 (Scorewatch), TU 695 (myfico), 703 (Walmart)

6/14 Experian 733 (myfico), Equifax 687 (Scorewatch), TU 693 (Walmart)
Message 4 of 36
Contributor

Re: May Closers!

I'm so excited, I can't think straight!

 

  • Purchase Price:  $277,000
  • Property: SFH - 4053 sq ft 
  • Submitted Offer on: 03/26/13
  • Start of construction: N/A
  • Signed Purchased Contract on : 03/29/13
  • Type of Loan: 30 Yr Fixed FHA
  • Loan Rate: 3.25%
  • Loan Application submitted:  04/05/13
  • Loan Approved w/Conditions: 04/15/2013
  • Final Approval:
  • Appraisal Ordered: 04/15/13
  • Closing Date: May 15th
  • Closed On: 


Starting Score: ?
Current Score: ?
Goal Score: 720


Take the myFICO Fitness Challenge
Message 5 of 36
Valued Member

Re: May Closers!

Bank paper work submitted today!

Purchase Price: $109,000
Property: SFH - 1617 sq ft
Submitted Offer on: 02/12/2013
Start of construction: 09/18/12
Signed Purchased Contract on : 02/12/2013
Type of Loan: 30 Yr Fixed FHA
Loan Rate: 3,25%
Loan Application submitted: 04/16/2013
Loan Approved w/Conditions:
Final Approval:
Appraisal Ordered:
Closing Date: May 15th
Closed On:
Message 6 of 36
Valued Member

Re: May Closers!

Wow everyone is closing on the 15. Congrats guys
Lender Pull -TU 647-Fico as of 5/5/13, EXP 677-lender pull 3/13/2013 EQ 618-Fico as of 5/5/13
Message 7 of 36
Contributor

Re: May Closers!

•Purchase Price: $252,400 

•Property: SFH 2985 sq ft
•Submitted Offer on: 4/15/13

•Signed Purchased Contract on : 4/16/13

•Type of Loan:30 Yr Fixed VA

•Loan Rate: 3.25% (2.25% the first year)

•Loan Application submitted: 3/25/2013

•Loan Approved w/Conditions: 4/10/2013

•Final Approval: 5/1/2013

•Home Inspection: 4/18/13

•Termite Inspection: 4/19/13

•Appraisal Ordered: 4/19/13

•Appraisal Completed: 5/3/13

•Appraisal Submitted: 5/4/13

 

•Closing Date: May 15
•Closed On: ....5/15/2013

Goal Score: 700 Across the Board











Message 8 of 36
Established Member

Re: May Closers!

Excited about the house...not about the mortgage

 

  • Purchase Price:  $435,000
  • Property: TH - 2200 sq ft 
  • Submitted Offer on: 08/15/12
  • Start of construction: 12/4/12
  • Signed Purchased Contract on : 08/15/12
  • Type of Loan: 30 Yr Fixed (100% LTV)
  • Loan Rate: 5.65%
  • Loan Application submitted:  01/19/13
  • Loan Approved w/Conditions: 01/24/2013
  • Final Approval: 3/28/13
  • Appraisal Ordered: not yet
  • Closing Date: May 17th
  • Closed On: 
Message 9 of 36
Regular Contributor

Re: May Closers!

^ Sorry to pry, but why is your rate so high? Is your loan a jumbo?

-------------------------------------------------------------------------------------------------
Starting Score - 575 (4/10)
Current Score - EQ - 750, TU - 752, EX - 728 11/4/12

Current Cards:
AMEX SPG ($7.5k), Amazon.com Visa ($3k), Discover More ($2k) all since 11/4/12

Fighting the good fight!
Message 10 of 36