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If it's a no go, wouldn't they just tell you that. Could be a number of reasons why you are not getting a response especially since they have always responded. Continue to think positive until you know for sure.....
@Sbrooks1 wrote:
Appraisal should have been in today I have emailed and my realtor says she has called and emailed and no response. This LO has always responded to my emails before now! If it's over I am just ready to know and move on
The appraiser has to submit the appraisal to the lender. The appraisal then goes to "appraisal review" to make sure it meets certain guidelines. When it is out of appraisal review, then the lender gets in touch with you and actually sends you the appraisal. You sign a form that you got it.
There are certain times of the month that are very busy for LO's and the 15th of the month and the last week of the month are the busiest. Most of the time LO's get back to you, but if 24 hours goes by, don't panic especially if it is during the busy times of the month.
Yes, if you get denied the LO will let you know. If the appraisal comes in short, the LO will let you know so you can re-negotiate the contract sales price or cancel the deal.