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Im wondering what do you posters mean by "use your middle credit score"
if your scores are 580 646 690 does that mean LO will use 646?
say your scores are 625 690 720, LO will use 690?
Is there a reason why LO uses the middle score and not the highest score? or why not the lowest score?
I was told by my Credit Union rep that I need to print out my TransUnion Credit Report. Does that mean they'll use my TransUnion Credit Score? or will they still pull all 3 an use the middle score?
Im a newbie starting the preapproval process. My TransUnion score is pretty good 696 but I just checked my EX score and its A LOT lower than the TU score.
Any helpful information???
Well the TransUnion score, I got off the transunion site. it was a 7 day free trial membership
I had a promo code for the Equifax score, which was only $1 to see but after 30days I'd be charged about $20/mnth
again I havent looked at the Experian score becuase their site is being weird...
Are these sites not legit?
I'd figure getting your scores from the ACTUAL site of the CRA's would be a little more correct since lenders pull from these 3 agencies.
you need to have the LO pull your score. I know it sounds silly but the transunion score they give on the website is not your real transunion score. I have a membership with truecredit(transunion) and my score there is 725. when my LO pulled my score 3 weeks ago my transunion score was 637. Dont belive the sites. They accurate for the reports just not the scoring.