Yes it is hard. One more question. Do you know when a foreclosure is considered final. Is it when it is sol at the county courthouse to a mortgage company or is it when someone buy it from that mortgage company? Im waiting on the underwriter to decide because the foreclosure deed I got from my locate courthouse has the date as Nov. 15, 2006 and we just found out that the mortgage was included in a bk that discharged Nov. 2007 after the fc. Don't understand why the foreclosure was included we just did what the attorney suggested.
Can you clarify for me. My husband's fico is 688 and mine is 609. I just pd a credit card down to $50 and is hoping that the new score will be at least 620. I don't have anymore credit cards. I have an installment loan at a credit union. No care notes just rent.
