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Mortgage Credit Certificates

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Anonymous
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Mortgage Credit Certificates

Has anyone done an MCC? If so I have a couple of questions.

 

I currently qualify targeted area, income wise (barely under the max) and have already taken a qualified home buyers course and have my certificate needed  for the City of Chicago TaxSmart MCC and the Illinois G-I Home Credit Program. My question(s) revolve around the lenders, I am working with a broker who is on the City of Chicago lenders list, is that good enough or does it go by who actually gives me the loan? Meaning his company American Street Mortgage, if they send me to Franklin or Wells that either of those companies would need to be on the qualified lenders list? ASM is not listed on the IL GI MCC approved lenders list so the answer will help guide me in focusing on one program or the other.

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