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Frequent Contributor
Adalen
Posts: 353
Registered: ‎05-01-2007
0

Mortgage Finally Reporting..

Hello all, just came back to update.  We closed on 4/23, made first mortgage payment on 6/1 and my mortgage just started showing up on my credit report this week.  Right now it's only on EX and EQ, but we all know how slow TU can be. :smileywink:  It brought my EQ FICO score up 12 points, which is great because it was seriously starting to suffer with all of my post-house purchase balances reporting to my cards, haha.

 

In other news, I just noticed that the EX score is available again?!  Should I be walking around with an umbrella for when the pigs start flying??

2011: EQ 580~
2012: EQ 620~
2013: EQ 641, TU98 645, TU04 635, TU08 635, EX 648 (lender)
Closed on first home 4/25/13.
Valued Contributor
tooleman694
Posts: 2,297
Registered: ‎08-25-2011
0

Re: Mortgage Finally Reporting..

I closed April 2nd and its still not reporting.

Regular Contributor
cclee
Posts: 223
Registered: ‎08-10-2012
0

Re: Mortgage Finally Reporting..

I closed March 19th, i've made 3 payments, still not reporting.




In The Garden Until 11/01/15 - Last App 11/03/13
Valued Contributor
Mike_B03
Posts: 1,146
Registered: ‎11-30-2012
0

Re: Mortgage Finally Reporting..

Not reporting here either, I haven't made a payment yet. :smileywink:

Established Member
haoniukun
Posts: 43
Registered: ‎08-17-2012
0

Re: Mortgage Finally Reporting..

[ Edited ]

I don't have the mortgage on report either.

I closed on 4/10.

I've had two payments and the third one is coming soon.

I also paid for the interest for April in closing cost.


tooleman694 wrote:

I closed April 2nd and its still not reporting.




Frequent Contributor
austinguy907
Posts: 304
Registered: ‎03-03-2008
0

Re: Mortgage Finally Reporting..

when i closed it took several months to report.  it's typical to take 4-6 mo's depending on if your original lender is servicing the loan or if they shopped it around and sold it the day after closing.  takes a little while to get all that paperwork entered into the system :smileyhappy:   don't worry... it WILL report eventually.

Scores by lender CLI requests 4/15/14: EQ 760 / TU 755 / EX
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Scores by lender 4/25/11: EQ 705 / EX 743 / TU 735
Mortgage closed 5/20/2011!
Regular Contributor
cclee
Posts: 223
Registered: ‎08-10-2012
0

Re: Mortgage Finally Reporting..

It finally reported this morning.




In The Garden Until 11/01/15 - Last App 11/03/13
Valued Contributor
Mike_B03
Posts: 1,146
Registered: ‎11-30-2012
0

Re: Mortgage Finally Reporting..

Mine is reporting on Experian and Equifax but not TransUnion. On my Equifax MyFico score, it did absolutely nothing to the score...701 before the mortgage and 701 after.

Regular Contributor
cclee
Posts: 223
Registered: ‎08-10-2012
0

Re: Mortgage Finally Reporting..

I got alerts this morning from Equifax and Experian, nothing from Transunion yet, I didn't look to see if it did anything to my scores yet.




In The Garden Until 11/01/15 - Last App 11/03/13

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