07-03-2013 06:41 AM
Hello all, just came back to update. We closed on 4/23, made first mortgage payment on 6/1 and my mortgage just started showing up on my credit report this week. Right now it's only on EX and EQ, but we all know how slow TU can be. It brought my EQ FICO score up 12 points, which is great because it was seriously starting to suffer with all of my post-house purchase balances reporting to my cards, haha.
In other news, I just noticed that the EX score is available again?! Should I be walking around with an umbrella for when the pigs start flying??
07-03-2013 09:29 AM - edited 07-03-2013 09:30 AM
I don't have the mortgage on report either.
I closed on 4/10.
I've had two payments and the third one is coming soon.
I also paid for the interest for April in closing cost.
I closed April 2nd and its still not reporting.
07-03-2013 07:24 PM
when i closed it took several months to report. it's typical to take 4-6 mo's depending on if your original lender is servicing the loan or if they shopped it around and sold it the day after closing. takes a little while to get all that paperwork entered into the system don't worry... it WILL report eventually.
07-06-2013 01:34 PM
I got alerts this morning from Equifax and Experian, nothing from Transunion yet, I didn't look to see if it did anything to my scores yet.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.