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Mortgage Processing Questions

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Anonymous
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Mortgage Processing Questions

Hi, my spouse and I currently hold a preapproval. Some questions--and we are using USAA, if that matters, or if anyone has experience with USAA:

This is my question: At any point during the underwriting/final approval process, does the lender send you a copy of your credit report, or a list of all monthly payment obligations, that kind of thing? (Yes, I know that I can obtain a copy of my report on my own at any time I'd like...but I'd just like to know whether to expect to see one or not.) We deal with USAA solely online/over the phone, and they FedEx or email most documents. We saw an electronic copy of active accounts on our credit report during the preapproval application process.

 

Message 1 of 2
1 REPLY 1
Booner72
Senior Contributor

Re: Mortgage Processing Questions

Yep, My LO emailed over my reports right away.

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720
Message 2 of 2
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