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Mortgage Scores?

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cliccmade
Contributor

Mortgage Scores?

What is the min score needed to get a loan these days? Used to be 580 heard it moved up to 625
CH 7 filed 2/24/14 TU 572
Discharged date: 6/06/14
$500 Secured USBank Platinum
$700 First Premier Bank
$2000 Merrick Bank
$1300 Fingerhut
Goal 620 by 12/1/2020
Message 1 of 4
3 REPLIES 3
Anonymous
Not applicable

Re: Mortgage Scores?

You can still get  a mortgage with lower scores.  Harder to come by than before and terms are not as favorable. 
Message 2 of 4
cliccmade
Contributor

Re: Mortgage Scores?

I'm hovering in the 580 range, lookin to make a purchase in September, was looking at FHA but might go another way.
CH 7 filed 2/24/14 TU 572
Discharged date: 6/06/14
$500 Secured USBank Platinum
$700 First Premier Bank
$2000 Merrick Bank
$1300 Fingerhut
Goal 620 by 12/1/2020
Message 3 of 4
DallasLoanGuy
Super Contributor

Re: Mortgage Scores?

depends on lender.
see us in september.... as it can change.
 
right now, 580 = safe
 
Retired Lender
Message 4 of 4
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