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Mortgage Scores

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Anonymous
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Mortgage Scores

I checked my mortgage scores about a month ago and I need my middle one to go up about 9 points to get 640.The top one is at 649 but that doesnt count, it is the all important middle score.

 

I have been checking My fico daily and my regular fico scores have jumped by as much as 30 points on TU, but slightly less for the other 2 cra's.

 

Do the mortgage scores jump as much as regular fico scores; should I expect to a comparable change in them?  I need to repurchase mortgage scores I know but thought someone might have some insight.

Message 1 of 4
3 REPLIES 3
Anonymous
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Re: Mortgage Scores

What have you done to raise your scores? Some things that move Fico 8 barely budge the older scores.
Message 2 of 4
Anonymous
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Re: Mortgage Scores

Mostly pay down credit cards to 2% util. Also had 2 old collevtion accounts removed from all 3 cras.
What helps most improve mortgage scores?
Message 3 of 4
Anonymous
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Re: Mortgage Scores

The collection accounts being removed should help. Utilization also helps. I'm not sure what else affects them significantly.
Message 4 of 4
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