01-20-2013 03:59 PM
My husband and I are going to be applying for a mortgage within the next 4 months. What do you think our chances of being approved are?
$50k per year
DTI is 12% (contains car payment and 1 credit card)
Fico is 720
credit report has 2 negative marks: bankruptcy from 2005 (spouse lost job. So we filed on everything including an FHA mortgage) and $40 medical bill that went to collection ( paid once we realized it was there)
We have not made any late payments at all.
01-21-2013 06:34 AM
01-21-2013 07:22 AM
01-21-2013 10:33 AM
01-21-2013 11:05 AM
01-21-2013 11:38 AM