As of the 29th to all my fellow members and friends, I myself last of baby boomers we all know what and how we all got messed up in the 08 bubble and are just coming out of it as the fed knows and the government. So for everyone out there they are raising the back end from 45 to 50%. So many millinials are not buying but are spending and us baby boomers have been in a squeeze and are real spending is over. But for a new purchase or refi 50 % helps tremendously also they are bringing back sub prime mort for self employed and for many people still underwater from 08. Hope this might help some people.
Have a great day
