These were disputes from several years ago, I ordered my credit report thru credit check total and there were things on my credit report that I didn't even know what they were, all they had was an amount and the collection agency, some things were reporting twice so I disputed several of them, low and behold a bunch of them were not mine and some were. The ones that were mine the notation "account disputed by consumer" still remains on my credit report from 2 to 3 years ago. I have been reading here that if you have that on your credit report you cannot get approved for an fha loan. I could try to get that stuff taken off but I don't have 30 to 60 days to get results. I am under a contract to close by 6/30/10. I could try to get them removed but wanted to know if it was even a problem that I needed to worry about. My LO said she didn't know that she would just have to wait and see what the underwriter comes back saying. She said all they might request is a letter of explanation, but now I am worried like crazy.
Starting Score: 615