Okay so we were preapproved (lender calls it prequalification but states as they have verified credit report my mid score 782 and my husbands mid score 806, our savings, w2-s, last 2 years tax returns, income, DTI of 18% combined, and knowing our rent payment we have been paying for the past 7 years we are 100% preapproved) for a 325k home loan in September 2016. My biggest fear at this point in once we find a house something coming up in underwriting us not being fully 100% approved. We have no bankruptcy's, no late payments on any of our accounts, and no negative marks what so ever. We use our credit cards religiously every month but pay them off before the statements close and report for the bureaus. My lender advises we have NOTHING to worry about in the process as we are "a lender's dream client" when we find a home for the underwriting process. My however, I am a constant worrier on everything and the thought of this purchase has me thinking about all the things that could go wrong at this point. Does anyone whom has mortgage underwriting experience have any thoughts on this? Thank you in advance. **The constant worrier**
