FICO says (referred to by someone):
"Research has indicated that the FICO score is more predictive when it treats loans that commonly involve rate-shopping, such as mortgage, auto and student loans, in a different way. For these types of loans, the FICO score ignores inquiries made in the 30 days prior to scoring.
...
For FICO scores calculated from older versions of the scoring formula, this shopping period is any 14 day span. For FICO scores calculated from the newest versions of the scoring formula, this shopping period is any 45 day span."
I’ve probably spent too much time out in the sun today, but does the above mean 30 days before and 14/45 days after scoring respectively?
~edited to remove link, ~pizzadude, myFICO moderator
