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...or indifferent?
My mortgage was sold by Bank of America to NationStar a couple of months ago.
I just pulled my credit report for the first time in a while, and noticed that I technically have no mortgage reporting right now.
It'll show my Bank of America Note as "Paid, balance $0) Nothing from NationStar just yet.
I understand that it can take a while for a new Servicer to begin reporting to the credit beurues, so I'm not worried about it "missing." I know it'll be back on my reports in a matter of time.
However, I don't know what my credit scores were before it was sold....
Should I expect a drop/rise in score once the mortgage starts to be reported again? Is my current score a temporary increase/decrease from my actual score(s)?
It can take a few months for the new mortgage to report. You may or may not see a slight dip initially, but it will boost your score in the long run.
agree with above. that has been my experience