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Mortgage possibility????

New Member

Mortgage possibility????

Primary earner:  $31000/year, FICO score 581
Secondary earner:  $18200/year, FICO score 799
 
Is there any way to get a mortgage based on both incomes but higher FICO score?


Message Edited by gmarie21 on 08-20-2007 11:59 AM
Message 1 of 4
3 REPLIES
Moderator Emeritus

Re: Mortgage possibility????

Scores are not everything. We need more details.
Message 2 of 4
New Member

Re: Mortgage possibility????

IT depends on how much you are putting down and how much you need to borrow.   If you want to email me, I can try to work some things up.
 
I noticed you posted some personal information in the FICO Forums.  It is generally considered unwise to share such information on a public forum.  For your privacy and safety, I've removed this post for you.  Please feel free to repost your message without this information.  Thanks!
 
- Tuscani


Message Edited by Tuscani on 08-21-2007 10:44 AM
Message 3 of 4
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Regular Contributor

Re: Mortgage possibility????

Tuscani is right!!
 
Are you doing a Refi or Purchase? Down payment? Depending on what you want to do is what will open the doors. Doing FHA the fico does not matter too much but maybe you want to look at options with the 799 fico as the main borrower and only borrower. So many options!

 

gmarie21 wrote:
Primary earner:  $31000/year, FICO score 581
Secondary earner:  $18200/year, FICO score 799
 
Is there any way to get a mortgage based on both incomes but higher FICO score?


Message Edited by gmarie21 on 08-20-2007 11:59 AM


Message 4 of 4