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Mortgage question - weird question

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helaurin
New Contributor

Mortgage question - weird question

I have just started the mortgage application process for a home I am purchasing.   

 

So far, the initial application process seems to be pretty similar to the last time I bought a house.  But here's the question I have.

 

The last time I had gotten a mortgage (with a husband at the time, but we are divorced now), I had to document and sign that I was sexually active, on birth control, that I was not pregnant, and not intending to get pregnant within some timeframe (I think it was 24 months) or so.  I recall that being pretty early in the application process, and because I was a married female of child-bearing age and my income was counting towards the debt-income ratios, it was a requirement for the mortgage approval (I think it was Norwest Mortgage at the time).

 

I haven't been asked that yet on this application.  At what point will I have to provide this information, since I am still of childbearing age?  Or will that question not be asked because I am not married and therefore not assumed to be sexually active?

 

 


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5 REPLIES 5
cobaltnv
Established Contributor

Re: Mortgage question - weird question

How long ago was your last mortgage? My wife and I have just gone through this process and I can assure you we were not asked this question. A statement like this would (should) be considered a gross invasion of privacy and has probably been deemed illegal since your last application. 
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happy0510
Established Contributor

Re: Mortgage question - weird question

I just had to chime and say "HOLY SMOKES!!"

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Lel
Moderator Emeritus

Re: Mortgage question - weird question

I'm also curious about how long ago this was - this practice is almost definitely illegal these days.  In the past, similar questions were often asked of women applying for jobs; this, too, is not permitted (at least not by my employers over the last several years).

 

I don't think Norwest has been in existence as an independent entity for many years. 

Message 4 of 6
Regular Contributor

Re: Mortgage question - weird question

Wow! I really can't believe you were asked that!
Message 5 of 6
helaurin
New Contributor

Re: Mortgage question - weird question

Updating:   This was back in the summer of 1985.    I didn't like having to answer their questions then, (and as it turned out, I did end up having a baby nearly 2 years later, but I never informed them of that fact).  I figured if I was still working and paying the mortgage, it was none of their business.


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